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Tesco Clubcard Credit Card

Hi

What do people think about this card? I know it's only 1 point for every £4 spent elsewhere but currently I don't get nothing with Capital one.

If you don't like this card, what's the best cashback card going please

Thank you
«1

Comments

  • Hi

    If you don't like this card, what's the best cashback card going please

    Thank you

    try Amex platinum cashback or Citi Shell card
    "Brevity is the soul of wit and it is also the essence of effective communication" Rush Limbaugh.
  • NickX
    NickX Posts: 3,046 Forumite
    Cranston wrote: »
    try Amex platinum cashback or Citi Shell card

    Be aware that Amex is not accepted by all retailers, but the 5% cashback is the best around.
  • JonathanA
    JonathanA Posts: 464 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Does anyone know whether , if I had a Tesco Clubcard Credit Card, I could use that in Tesco AND still collect points on my ordinary clubcard? Or does the Credit Card act as both? Just wondering if I could double my points in this way?

    Thanks.
  • JonathanA wrote: »
    Does anyone know whether , if I had a Tesco Clubcard Credit Card, I could use that in Tesco AND still collect points on my ordinary clubcard? Or does the Credit Card act as both? Just wondering if I could double my points in this way?

    Thanks.

    Hi, i have one of these and you can do either option. They can either link a clubcard account with your credit card account (so when you spend on the credit card the points go onto the clubcard) or you can just use your credit card as your clubcard. When I'm in Tesco and even not spending on my credit card they still swipe it so I get the points.

    Tbh it's whatever is easiest for you, I prefer them being the same but then again I didn't already have a clubcard account set up so it made sense for me.
    Money Saved for a house deposit so far = July 2008 £3331.09, August £4396.40, September £5,048.37 (Target = £9,000 by July 2009) 56% there already!:j

    If I have helped you in any way, please thank me! :p
  • JonathanA wrote: »
    Does anyone know whether , if I had a Tesco Clubcard Credit Card, I could use that in Tesco AND still collect points on my ordinary clubcard? Or does the Credit Card act as both? Just wondering if I could double my points in this way?

    Thanks.

    Hi, i have one of these and you can do either option. They can either link a clubcard account with your credit card account (so when you spend on the credit card the points go onto the clubcard) or you can just use your credit card as your clubcard. When I'm in Tesco and even not spending on my credit card they still swipe it so I get the points.

    Tbh it's whatever is easiest for you, I prefer them being the same but then again I didn't already have a clubcard account set up so it made sense for me.
    Money Saved for a house deposit so far = July 2008 £3331.09, August £4396.40, September £5,048.37 (Target = £9,000 by July 2009) 56% there already!:j

    If I have helped you in any way, please thank me! :p
  • Ladygrim
    Ladygrim Posts: 739 Forumite
    Part of the Furniture Combo Breaker
    Hi, i have one of these and you can do either option. They can either link a clubcard account with your credit card account (so when you spend on the credit card the points go onto the clubcard) or you can just use your credit card as your clubcard. When I'm in Tesco and even not spending on my credit card they still swipe it so I get the points.

    Tbh it's whatever is easiest for you, I prefer them being the same but then again I didn't already have a clubcard account set up so it made sense for me.

    I have a Tesco Credit Card that I use for my usual shopping (high street, online, etc). But when I am in the Tesco store, I prefer to use my Tesco Clubcard Plus card (its their own version of a debit card).

    The reason? It gives DOUBLE points on the shopping.

    Have a look at this thread for details:-

    http://forums.moneysavingexpert.com/showthread.html?t=142152

    HTH

    LG
    working hard at this thing called life
  • Ladygrim wrote: »
    I have a Tesco Credit Card that I use for my usual shopping (high street, online, etc). But when I am in the Tesco store, I prefer to use my Tesco Clubcard Plus card (its their own version of a debit card).

    The reason? It gives DOUBLE points on the shopping.

    Have a look at this thread for details:-

    http://forums.moneysavingexpert.com/showthread.html?t=142152

    HTH

    LG

    Wow, that sounds like a really good idea as I do most my shopping in Tesco! I still live at home but I do the weekly shop as my mum is amazed how i can cut down the budget by buying sensibly, and choosing items on offer, and going down a branding. Most of the time the family dont even notice. I buy the cheapest biscuits and jaffa cakes for like 20p and they get emptied into biscuit tin and no-one ever notices the difference. I also do that thing where I buy a six pint semi-skimmed milk and then in future buy a 4pint full milk and top up with water. Saves a fortune as we go through so much milk. I manage to get it for £60pw for family of 4, and then the top up food throughout week tends to be about £15. Think I do well!
    Money Saved for a house deposit so far = July 2008 £3331.09, August £4396.40, September £5,048.37 (Target = £9,000 by July 2009) 56% there already!:j

    If I have helped you in any way, please thank me! :p
  • JonathanA
    JonathanA Posts: 464 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Thanks both - I like the sound of the debit card for double points. Given the amount we spend, it could make a big difference to us. I'm off to investigate...!
  • Hi

    I have one question, hope someone will help :confused:

    My husband asked for the clubcard plus, as paying with the tesco credit card doesn,t give much points lol...

    My question is, can he give my "normal" club card first for the points at checkout, then pay with his clubcard plus, so that way we get triple points ::rolleyes:

    Thanks x
  • goldiemama wrote: »
    I have one question, hope someone will help :confused:

    My husband asked for the clubcard plus, as paying with the tesco credit card doesn,t give much points lol...

    My question is, can he give my "normal" club card first for the points at checkout, then pay with his clubcard plus, so that way we get triple points ::rolleyes:
    You will not get triple points.
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