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The cost of clutter? Updated :)

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  • zarazara
    zarazara Posts: 2,264 Forumite
    I'm beginning to think this thread is a windup. a 16 year old ruling the roost and 400 pandas? wierd wierd wierd.
    "The purpose of Life is to spread and create Happiness" :j
  • Prudent
    Prudent Posts: 11,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    tincat wrote: »
    It's possible she's sabotaging the moving process. How does she feel about relocating? Maybe she's putting up a fight for her stuff in order not to be moved away from her current friends / school. In which case tread carefully as there are bigger issues going on inside her.

    (I did get the impression that you would be moving a reasonable distance away, as it's to cut down on your commute).

    No she's ok about the move. Its nearer her school and nearer more shops and transport links.
  • Prudent
    Prudent Posts: 11,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    zarazara wrote: »
    I'm beginning to think this thread is a windup. a 16 year old ruling the roost and 400 pandas? wierd wierd wierd.


    No sadly no wind up. I think its got a bit out of perspective though. She is not throwing big strops about this and is quite happy to move. The problem is she quite genuinely does not want to part with stuff. The point of my post was to try and find out the costs mortgage wise etc of keeping the clutter to have more facts to add to the discussion.
  • zarazara
    zarazara Posts: 2,264 Forumite
    easyist thing here then is to do what I ended up ding a couple of years ago. DH had a large shed filled to bursting with STUFF. most of it good useable things eg compressor,hammers nails , tile cutter,lpumbing piping and so on. we moved to a property about half the size of our [then] house.we needed to get shut of lots of furniture, this wasnt easy and we got next-to-nothing for it at the auction we sent it to. BUT we were ble to ove to our new [little] house with enough furniture for each room so we are happy about that. But, back to his shed, he brought everything, as it is all useful. however it wouldnt fit into garden shed here at the house, so a huge chunk of it went to friends barn. now 2 years later hes been forced to sell and freecycle the things which were doubles or being kept "just in case" as we simply dont have the space here. So maybe taking all DD's clutter and pandas with you is the answer, stuff them all into her room. when she cant physically get into the room or into bed she'll be forced to decide what to keep and what not to keep.
    "The purpose of Life is to spread and create Happiness" :j
  • mlz1413
    mlz1413 Posts: 3,026 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Prudent wrote: »
    No sadly no wind up. I think its got a bit out of perspective though. She is not throwing big strops about this and is quite happy to move. The problem is she quite genuinely does not want to part with stuff. The point of my post was to try and find out the costs mortgage wise etc of keeping the clutter to have more facts to add to the discussion.

    This is what you need to get your daughter to do!
    You want to move to a smaller place, she knows (or will know) the size of the bedroom she is having and the fact there is no loft or garage. Therefore DD needs to go out and find out the cost of storage, work out how much it will cost (man with van or van hire if you drive) to get said stuff there and how to pay for it.

    When DD realises she can't afford the costs and that physically it is daft to store half of what she 'will not' part until she owns a place big enough to accomodate these memories you will be a step or two nearer to getting your daughter to understand what you are getting at.

    You know the costs of where you live now and I assume you have rough costs for downsizing, so DD needs to be paying you the difference to stay in the house you are in if she wants to keep everything - but that will probably be the same cost as storage.
  • Prudent wrote: »
    My dd is a bit of an accumulator and hoarder.

    Just now I am thinking of a house move to reduce my commute. I am always having a de-clutter (very theraputic ;):D ) and don't have a huge amount of 'stuff'.

    We currently live in a three bed house and have a large floored loft area -which dd has half of filled with stuff- and a garage etc which is used for stoarge.

    I have seen a two bed lower conversion/ flat that I love, but we simply couldn't store all dd's stuff there. It is on the market at £87,000

    Our current house is worth £130,000 - £140,000. It looks like I will have to buy similar to store all her stuff.

    Just curious - but what is a rough monthly cost of all this extra? I could buy the flat cash just now, but will either have to sell here (and loose any potential rent @£600 month minus costs) or take a mortgage on the extra amount.

    Hi Prudent,
    not including loss of potential rent
    and using the calculator at

    http://www.whatsthecost.com/mortgage.aspx

    If you borrowed £48,000 (135 - 87)
    at 6% interest paying £500 a month-ish for 10 years
    the interest is approx £15,947
    therefore the true cost of pandas to you is £63,947

    That's just the financial cost.

    If these are all representing memories then I suggest that each one is photographed and given a special album, for each one there should be space for the date, name, place, person and anything else to keep all the memories for ever - but not every panda.

    The potential psychological cost is a hoard that grows and extends to other things and then everything until it becomes a burden. At that point it isn't a panda it is an albatross.

    I think she would be superb working in a museum if she hasn't thought about a long term career yet but if it isn't for her then cataloguing every panda will soon make that clear.
    No longer half of Optimisticpair


  • Prudent
    Prudent Posts: 11,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Photgraphing all the pandas and making an album is a great idea.

    The £63,947 certainly made me think. Plus extra gas/elec and council tax for the bigger place.

    I am in a nice position that I could keep this house (there is no mortgage on it thanks to mse :)) and buy the flat outright. After letting costs this house should generate £450 income which I would like to plough back into improving it until I have done the improvements it needs if I am to keep it long term. Thereafter it will generate some extra income for me.
  • clutton_2
    clutton_2 Posts: 11,149 Forumite
    bite the bullet and just tell her she can keep x number of pandas and the rest will go to the dump - if she had not decided which she wants to keep by x date - you will decide for her

    are you afraid of her ?
  • Ive always been a bit of a hoarder. Ive got a lot better because OH hates clutter. But it is very difficult to get rid of things that that others think of as clutter. Its like you have this strange bond with the item (many items though!).
    It helps if you move as you realise how much stuff you have accumalated & you forgot even existed. Still when it comes to giving it away, selling it or chucking it its hard.
    My OH threatened to throw a couple of my shoes away while we were moving. I think I would have killed him if he did.
  • Prudent
    Prudent Posts: 11,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    clutton wrote: »
    bite the bullet and just tell her she can keep x number of pandas and the rest will go to the dump - if she had not decided which she wants to keep by x date - you will decide for her

    are you afraid of her ?


    She's on holiday just now, so waiting until she comes back :)
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