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The 'I want it NOW!!' debt/savings thread

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Comments

  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    Well what is even more gutting is a bough a 3 bed mid terrece house in 1998 for £52k got a morage for £49k and i had £10k in a tessa thing so if i had stayed there i would have owe like £30k by now as i was making over payments boy did i mess up!!! oh well i am getting back on track now a least it is just so gutting
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    yeah well thats how i got this place a had a baby left my bloke no job etc ended up on benefits in a hostel and then got offered this place. i have been to the top and then down to the very bottem and now i am halfway back up again!
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    At least you're going in the right direction now Jen :)
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • Yeah that's true about our parents. My parents started off in a dingy 2-bed flat.. which they bought for £16K in 1987... they kept upgrading houses as my brother was born, then my sisters... and now they have a £220K semi-detached and they only paid £105K for it in 2001! Even if it were to lose value in the housing crash they will still have made a lot of money on it.

    It's a bad situation to be in, especially as you don't know what's gonna happen with prices (ie they might go up again sooner than everyone thinks :eek:) and I can't see myself having enough money to buy my own house for at least another 2-3 years. Just have to be grateful that I have a roof over my head I suppose, it could be worse :S
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    yeah got to keep aiming up!!
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • To be Mrs Pitcher!!!

    (And to be Debt Free) x :)
    BCT:[strike]£16,500 [/strike] £0 HFC CURRYS: [strike]£520[/strike] £0 HFC PC WORLD: [strike]£800[/strike] £0 ARGOS CARD: [strike]£795[/strike] £0 ADDITIONS DIRECT: [strike]£625[/strike] £0 NATIONWIDE CC: [strike]£1560[/strike] £0 VIRGIN CC: [strike]£1500[/strike] £0 :j
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    Oh nikki i just read that you have a leonburger on your about me review i love those they are so lovely looking!
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • What the heck is a leonburger? I have some strange mental images in my head now involving Leon from Xfactor... :rotfl:
  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I'm the same, 2-3 years would be a good estimate for me but I doubt it will happen that soon. People are saying house prices won't recover til 2013 so we'll see I guess. I suppose it also depends a lot on what happens with my boyfriend, he has been really lucky and got a really good graduate job with the home office. From what he says they seem to promote people quite quickly. He keeps telling me I'll be the one living in his house!

    Indeed I do Jen. He got scared with the fireworks earlier in the week and jumped on me (I was sitting on the sofa), he virtully crushed my lung lol, that isn't the kind of weight you want sitting on you!
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    It's a breed of dog CL. It's a cross between a st bernard, a pyranean (spelling looks v. dodgy) mountain dog & a newfoundland.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
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