The 'I want it NOW!!' debt/savings thread

jenjade

yeah sorry mm where to borrow on 0% shove it in a saver and keep the interset. what is it called

CompletelyLost

Afternoon all

Jen I think stoozing's good if you can get 0% cards and if they give you a high limit - because even with a £1000 limit, you'll only make £4-ish in interest per month... hmm. I guess it's money for nothing, or, very little effort.

I've just bought a few craft-ythings on ebay with my paypal money. It's just stuff to make a bracelet... I was going to just buy one off someone but worked out that I could make myself one for about 40p if I bought everything, so will do that and keep the extra bits and pieces to make a few more as pressies/to sell.

Are any of you still comping? I am... like a crazy woman. All I've had this month is a rimmel foundation and 2x £5 amazon vouchers. Hope something comes along better soon, before I get bored and give up!

lilmissmup

I don't have the patience to do comps.

I have finally managed a dooyoo review, another 2 today and i will be able to claim a voucher this week and get one of my OH's xmas pressies, only 6 weeks to go and i have only got 1 person sorted!

CompletelyLost

I get like that sometimes lilmissmup. I've had over £6400 in prizes this year (more than half of that has been cash)... though most of wins were earlier in the year, I live in hope of another big prize!

One day I will start dooyoo... I think I did so much writing at uni that it has put me off writing *anything* for life

lilmissmup

Oh wow CL thats good, do you enter any comps going or just ones with big prizes?

jenjade

well i started in august and i have won stuff valueing over £800 i need to get back into it i did a little bit the other day.

Well the stoozing (should be called snoozing as the money is resting my my account) if i got £1k and it made me £4 a month which would be £48 a year not much but easy money and it would be free cash

Nichelette

That is good CL. I know I won the ipod this year but that was prettymuch a fluke as I don't have the patience to enter them either. I'll sometimes do it when there are 10+ prizes as the odds are better, but that's it really.

I'm still experiencing dooyoo love, I wrote one review earlier, hopefully I can motivate myself to do another later.

Nichelette

You should call it snoozing Jen, that made me smile . I'm interested in it but I'd need to get a CC first. I'm not sure if student loans show up on credit reports or not, but although I guess my credit history is probably alright (having religiously paid my car money back), I'm not sure if I'd even be able to get a card.

CompletelyLost

I enter just for stuff I want or could sell really, otherwise I'd get bored quickly. I won an ITV cash comp few days before my 21st birthday (!) which is where the bulk of my total comes from. Also won a few consoles, holiday vouchers, tickets to local shows and other electrical stuff this year. My little sister won us tickets to a film premiere in London including first class rail tickets, which was great (apart from sitting next to Jade Goody and then getting food poisoning... not from Jade Goody though, haha). I tend to sell quite a lot of what I win... I do some text competitions too, not just free ones. Tis the best hobby I've ever had!

Jen you should do the stoozing. £48 a year isn't to be sniffed at. It could pay for xmas dinner or treats or whatever. I'd do it if I could get a 0% card (the only card I have is 17% from Lloyds and I pay it off in full every month).

yukkibear

Is that all you get from stoozing? I thought it was worth more than that, perhaps not. I'm not sure I'm that refrained to pay off the balance each month so I have to stay away from it lol