Friday 8/08/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will:

• update spreadsheets
• check online banking
• do clicks
• Make a loaf in breadmaker
• Try and have a no spend day
• Not use car to save on petrol
• storecupboard meals

Enjoy the day everyone it's almost the weekend:j :j :j

princess_loki

good morning all!!!

been up ever so early today - all excited about being an avon lady!!!:j :j :j

ended up going to morrisons for a second time yesterday (neighbour wanted lift and gave me £2!) so i picked up more 50p stuff!! also got mega bargains in the reduced section!! half price joints of meat and all sorts (lucky we like pork here!!):T

todays plans are...

- make banana bread (reduced bananas at only 15p!:T )
- make chocolate cake
- get reduced price joint of beef out of slow cooker (put it on last night) and freeze
- wash and polish car - mine is currently the worst on the street:o
- speak to unemployed neighbour about re-pointing back wall - payment will be dinners as he is a big lad and likes his food!
- finish reading stuff from avon ready for my marketing campaign this evening!!!
- have nice shower and do my hair and make-up (not worn make-up for months) think i should make an effort when knocking on peoples doors!!

hope everyone has a most excellent day!!

remember it is FRIDAY!!:j

loki

kalojac

Well done on the Avon, Loki, hope you do well with it.

Today I will:
Last minute tidy
2 loads of washing
Tumble drying (need to get stuff dried before I go)
Listed an item on ebay this morning, didn't get much done yesterday
Go to appointment with DS 2
Bake a bread
Make sandwiches, for trip
Check online banking, spreadsheets and PB

Have a nice day everyone x

mickey_mouse

gooooooooooooooood morning everyone

today i will be doing ...

- daily clicks
- competitions
- eating food from storecupboard/feezer

gooooood luck everyone:D

Pippilongstocking

Um today

Take lunch into work
Took reduced milk out of freezer (I love the 10p lady in our co-op - she is the keeper of the reduced stickers!!) x 2 cos its my turn to take some into work as well
Freeze last nights 9pm bargains
Go back to co-op for the 2/1 nice Grain fairtrade coffee 2.09 BOGOF offer
Check bank again tonight
Write up diary for shopping
Put on washing cold as its not really dirtry
Make some pasta sauce with my squishy peppers
Check ebay
Um.......not sure what else today - check what other plants I can sell on ebay - I am over run
Check the forum - and try to have a NSD (Apart from MOT payment)

I cycled home last night (7 miles!!!) but only cos the dub had failed its MOT on brakes (fixing it today) so I was too mean to spend money on the bus.

I love this thread it motivates me!!

Have a great day!!!!!!!

Pippilongstocking

argh - the irony of a NSD if you have to pay for car's MOT and buy your nice coffee to wake you up in morning

SmellyOldSock

Morning all!

today I will/have

-washed at 30
-airer dry the above
-dinner from store
-find out if there is a avon lady in my village
-try not to sit on here all day!
-sort out our paper work, stop hiding from it!

hope you all have a good day
Charlotte

**MissL2**

Congrats on the Avon... I hope your orders are plentiful

I had a NSD yesterday *woop* and really enjoyed it- dug out some fake tan and applied that and cleaned the house. We're going to a Christening at the weekend so I have to go out today and buy the cards and wrapping paper.

So today I will...

• not grab a coffee whilst i'm out
• walk further and go to the cheaper card shop
• Only buy wrapping paper as we have loads of ribbon somewhere and make my own bow (paid 75p for one for my mum the other day and it just went straight in the bin )
• go to the poundshop and buy myself a big sealed tin that I've seen to start saving my pennies
• see if there are any cheap gifts for Christmas in the sale (£10 max spend)
• go to the post office and get money bags for DPs massive copper box and bag that up
• Do some competitions!
• And make a payment to my Egg Card

Have a lovely day everyone
Lx

OliveOyl_2

I'll try and make this a NSD.....I keep being caught out (oops I've remembered I need garlic for the batch cooking tonight....)

Morning All :hello:
Today I have/will:

• piggy clicks and check on-line banking.
• brought in a packed lunch
• store-cupboard supper
• must clean out the fridges, go back to just one fridge and deal with all the stuff lurking in them..... (I use 2 when the family descends otherwise there is no room for all the beer )
• make some bread, and possibly fill the oven with baking
• Inspiration!!! I'll ask DS1's gf to pick up some garlic while she's out today - that should maintain my NSD
• We're Skyping Popeye tonight (en masse!)

debtfreesomeday

Morning all!

On today's quest as a DFW I shall / have:

Made little pots of jelly to take to work with me for lunch treat - diet friendly and pocket friendly!
Brought breakfast / lunch to work
Got meat out of freezer for store cupboard chicken curry
Will chop and freeze chillis from garden tonight
Go to gym tonight (through my very cheap monthly membership)
Check online banking / pigsback
Have another NSD - 4th this week :j
At weekend - shall work out budget for next month for staying out of the overdraft!

Have a great weekend everybody x

andan

Lots of early birds again today and everyone sounds very positive.

Princess Loki, good luck with Avon, hope you enjoy doing it.

Cassey, enjoy your very last day at work today, make sure you have a glass of wine later to celebrate (the moment you kick your shoes off as you walk through the door!)

fayjmck, hope you get your car back soon.

Things i must do today:
-Have someone coming round to inspect the energy efficiency of our house, due to it being a rented place
-Go out for a lovely driving lesson - not!!
-Pay cheques and money into the bank
-Pay council tax bill
-Sort out mystery shops and put in diary
-Sort out mystery shops for tomorrow, including all paper work
-Tidy some of the house
-Design some more leaflets and order lots more free stuff from vista print, thank god its so cheap as have changed some of my stuff already, making some of the other stuff redundant, not great business wise, but am only new to it and Vista print is so cheap, it's not so bad!
-Have been in touch with a mystery shopping company to cancel a job
-Have been in touch with another company to tell them if they don't hurry up and tell me they want me to do the job, then i wont be able to do it!

Things i would like to do today
-Do my ironing
-Do a weekly review, haven't done one in ages, need to know where i stand with everything
-Do a spreadsheet for my grocery challenge
-Get up to date with all challenges
-Put some financial papers away
-Put some money in savings for my every day challenge
-Look for discs for creating website
-Check online banking
-Make tea from storecupboard
-Get up to date with business
-Sort out and send off receipts for mystery shops
-Look for more mystery shops
-Do a bit of gardening
-Do any surveys
-Do daily clicks
-Work through emails
-Place some money into a bookies and place a matched bet

Did my competitions!


Hope everyone has a great day, especially as its the weekend tomorrow.:D