Pet Insurance Cost Cutting System/MoneySavingExpert.com Discussion

RoxyK

After ending up in tears of frustration following a phone call to the Kennel Club about my shocking renewal price I feel a lot better knowing I'm not alone. My lovely Shih Tzu cost about £22 a month last year, this year is £44!!! What makes me really mad is that the cover is 'flexible' as long as you're a new customer. How awful is that. I don't need some of the cover which I know would reduce the premium to a more affordable level. So why the hell can't existing customers change the policy!

What a shocking way to treat continuing customers. I will be making an official complaint to them, and hope others do to. I expect premiums to increase, but if the new policy is supposed to be flexible, why isn't it???

prudryden

TessaW wrote: »

I've been insured for a couple of years with Marks and Spencer for my 2 year old cocker spaniel. He has no medical problems and we have never made any claims.

My premium for the last year has been £22 per month and they've just sent me renewal quote for £27 per month. If I go to their website and get a new quote for my dog it's only £17 per month!

Really annoyed that they can overcharge people on renewals. I will be calling them tomorrow and hopefully they'll match the other quote anyway but this sort of things winds me up!!!

Sainsbury's did the same with my Cocker. So, I went with AXA last year. I have just received the new bill from them for this year- RAISED OVER 30% - to £560. I had no claims and the boy is now 6 yrs old. The pet insurance industry is a total scam and unregulated it seems.

kris_cs1

GOOD_BOY wrote: »

i was thinking of going with them too for my dog but i can not find reviews either all i can think of is that they have only been in business for a year or so that way no one has come to the end of their insurance so they have not done any reviews!

i put a post on here a few days ago asking the same thing have a look!

oh and im going to chance it and go with them i think so ill let you know if i have any probs!

regards

Yeah I think I will too. I was going to go with argos to start with as I thought it would be a lot cheaper but even in the first year it's £13.31 pm..

Irony

Got my renewal today,gone up to £14.86 but now only covers vet fees.No third party cover.So will hunt around.

Irony

Update on my post(above)
Argos Silver quote £14.92p.
Rang Tesco to cancel & they say the third party excl. was a printing error & is now included.

Desperate_Housewife_2-2

I've read through a few of these posts and I think I will just set up some savings for my dog to pur aside in case she needs to see the vet.

I never bothered with insurance with my last dog but this time I got 2 weeks free petplan insurance as she came from a rescue centre so I have been looking at prices. From what a few of you have said it seems like a right old rip off! If I am going to pay £20+ per month I may as well just put the money aside. Don't know if I'm right or wrong (must need a crystal ball for this decision!) but I think I'll pass on insurance...

RobertinHerts

Desperate_Housewife wrote: »

If I am going to pay £20+ per month I may as well just put the money aside. Don't know if I'm right or wrong (must need a crystal ball for this decision!) but I think I'll pass on insurance...

Self insurance can be the way to go in many situations. Certainly better than buying it at the point of sale in electrical shops for almost everything.

Our cat had the couple of weeks with PetPlan as he was also from a rescue centre, and is now 18 months old. The reason I've been concerned about the lack of payment from Sainsburys is that it's already some £500... and continuing to increase:(

judderman

Hi.
Just looking to insure our 9 year old Patterdale.
Checked http://www.moneysupermarket.com/c/pet-insurance/dog-insurance/ Has anyone had any dealings with Pet-insurance.co.uk ??
they seem cheap £11.47 for lifetime cover.

Thanks.

Tillydot

I pay monthly for my pet insurance. I have not had it for a year yet but I havent made a claim. I am thinking of changing it over to Tesco where there is 50% off at the moment. Would I still have to pay the rest of the years premium on the old policy (2 months) Any one know anything about Tesco pet insurance?

MouseandDolly

I've got 2 adorable [EMAIL="chihuahua@s"]chihuahua's[/EMAIL] aged 1 year and 3 months i have them both with pet plan lifetime cover but it is costing me an absolute fortune .... does anyone else have any chihuahua's with a different pet plan who could advise me who to go with ???:)