Pet Insurance Cost Cutting System/MoneySavingExpert.com Discussion

archiesboss

It says on the main page that they are currently updating the pet insurance page. Does anyone know when that might be as my pet insurance is due at the end of the week!

oxfordmark

Im in the "which insurance" boat at the moment... People say that the price is good.. But i noone has said about claiming. Axa seem just as good as PetPlan, cheaper... But whats claiming like?

lowis

i adopted a 14 yo cat and insured him with axa. within 3 months of taking out the policy i had to claim £800 - axa paid out within 2 weeks. no fuss.

Jennifer_A

Hi I have a 4 month old Irish setter dog pup and we are at the end of our 6 week free insurance I have trawled through the 'mine field' that is pet insurance and the most reasonable quotes I have are from: P.D.S.A. life time policy with a £7K per year per condition, and a quote from pet insurance.co.uk is around £20 cheaper per year and life time policy £4K per year per condition. Anyone found anything better?.

lowis

Jennifer_A wrote: »

Hi I have a 4 month old Irish setter dog pup and we are at the end of our 6 week free insurance I have trawled through the 'mine field' that is pet insurance and the most reasonable quotes I have are from: P.D.S.A. life time policy with a £7K per year per condition, and a quote from pet insurance.co.uk is around £20 cheaper per year and life time policy £4K per year per condition. Anyone found anything better?.

for your info - the PDSA policy is not a true for life policy. a proper for life policy gives you £7000 a year, every year. the PDSA policy gives you £7000 for the duration of your pets life for each incident - which is not bad, but some ongoing conditions or illnesses could exceed that limit fairly easily. there are two companies called petinsurance.co.uk (one is "pet-insurance"), both offer the same cover as above on their best policies.

kawoh

has anyone tried this company?

https://www.eandl.co.uk

they have the lowest quotes ive seen 116gbp for my dog who is over 8... does anyone have any experience with them? are they reputable?

kawoh

kawoh wrote: »

has anyone tried this company?

https://www.eandl.co.uk

they have the lowest quotes ive seen 116gbp for my dog who is over 8... does anyone have any experience with them? are they reputable?

ive just checked axa and it came up as 565 GBP p.a., pet-insurance.co.uk was only 9 GBP per month..

lowis

kawoh wrote: »

ive just checked axa and it came up as 565 GBP p.a., pet-insurance.co.uk was only 9 GBP per month..

WARNING: do not go anywhere near E&L or pet-insurance.co.uk - same company! they are one of the worst pet insurance companies out there - that is why they are cheap. you get what you pay for. vets do not even deal directly with them as they know they won;t get their money for months, even if at all!

just scroll back through this thread, or do a search on them in this forum, to read of all the horror stories! google them too!

albacookie

kawoh wrote: »

has anyone tried this company?



they have the lowest quotes ive seen 116gbp for my dog who is over 8... does anyone have any experience with them? are they reputable?

AVOID E&L LIKE THE PLAUGE!
they have a really bad repuation for not paying out or taking ages if they do eventually pay, they have really low limits and lots of exclusions.

hethmar

Aaargh, my heart sank when I read the message from kawoh - ditto what alba and lowis says!

What sort of dog do you have to get such a high premium?

petinsurance.co.uk is NOT real for life cover. If you read their policies, both are limited to £4k - once you reach £4k for a condition you are on your own. Real for life top up the pot every year.