A payment a day............

jenchin66

Glad everyone had a good christmas :T

Just paid £5 to PO cc

ltm07

Hi, I would like to join this challenge if I may. Wanted to join a while ago but in the process of still trying to clear the ghastly 19.5% OD. However I think I have found a way around it! We currently have 5 or 6 different online accounts & what we do is put any extra money we earn into two overflow accounts, the idea being to use the money from them if we go over monthly budget, rather than dip into overdraft again. So from the second overflow account we will now make a payment each day to our overdraft & the way we will do it is round our overdraft total down to the nearest £10 IYKWIM, so today our overdraft stood at £1,753.78 & we have paid off £3.78 to round it up to £1,750. Hope this all makes sense! Do you include normal payments to your debts or just extra payments?

SarahNeedle1872

I'm including both in mine.... Just paid £1.17 off the Skycard.... can't wait for online banking to catch up!

Beencounting

Hi All

I’ve just been reading through the thread and think this is an excellent idea! So, before I can back out, I’m committing myself to making a payment a day (which in reality will probably be a weekly transfer).

My OH and I allow ourselves £10pw ‘pocket money’ each, so I’m going to aim to have as many NSDs as possible and then transfer what’s left from my money at the end of each week.

I haven’t totalled up all the debt yet…argh!...but will make a start on my Egg card which is currently £3,057.93 – right, have just paid off the odd £7.93, ooh, that feels better already!

Been

mooomin

Beencounting wrote: »

Hi All

I’ve just been reading through the thread and think this is an excellent idea! So, before I can back out, I’m committing myself to making a payment a day (which in reality will probably be a weekly transfer).

My OH and I allow ourselves £10pw ‘pocket money’ each, so I’m going to aim to have as many NSDs as possible and then transfer what’s left from my money at the end of each week.

I haven’t totalled up all the debt yet…argh!...but will make a start on my Egg card which is currently £3,057.93 – right, have just paid off the odd £7.93, ooh, that feels better already!

Been

Hello and welcome!!

You will soon find that this thread becomes an addiction

Fag_ash_lil

edited .....

flying_fresian wrote: »

Good morning all

Terri - could you maybe type your post in Word etc before you come on here? That way it will be a copy and paste job if it doesn't work. You could then edit to add your lovely smilies. Just a thought

Thanks fresian ....

I have typed my posts into word in the past and have had no problem .... But for the last few days it won't let me copy and paste them into here :question: ......
Could you do me a favour ..... would you mind doing your next post that way and let me know how you get on :question: .......
Hopefully it's just a " glitch " ! .....
It was quite a long post that i did yesterday ..... so the air was " blue " when i " lost " it :rotfl::mad: ...... I can laugh about it now ..... but wasn't laughing yesterday .......




terri

Beencounting

Hello Fresian - thanks for the Welcome! You're absolutely right, I logged off to have lunch, and here I am, back again! It's good to know that there's such a supportive (and challenging!) place to come!

Been

frasersmum123

Hiya everyone.

Been to Ikea today and it was so quiet - I think it was the emptiest I have ever seen it.

£2.50 today to Next

See you all tomorrow!

mummy2mygirls

poped £1.50 into my pot again today! hope it will soon have a nice amount i can change up and bank.....

nickynoo08

Hiya everyone, i've been away for a while trying to sort out my finances. Think i've just about gt me head round how little money i have.
Got some money for xmas so i'll be adding that to my stash to go towards my cc. Think i've got about £40ish quid extra to pay to my cc now. I'll be paying that either tomoro (if i have time) or on wed morning.
Ooohhh. I've just remembered its pay day on the 31st, not that i'll get v much - i've had 2wks off sick last month, but i should be able to get myself back on track with pad next week.
Hope you all had a lovely xmas and have a good new year, catch up with you next week.