A payment a day............

debtfreehopefull

I've only joined this site today but bloody hell, what a absolutely fantastic idea. I've got an overdraft with Natwest for £267 so I'm going to aim to make a payment of £2 a day but this will have to start on payday in January as I'm totally brassic at the moment but if I do have any spare cash between now and then, then I'll do this!

paybacktime2008

Just a £1 from me today. BUT NO WORK TIL 5TH JANUARY. FAB! All that childcare I'm going to save!

Happy hols everyone, whether you are going near or far.

Hope you had a better day fag ash. Next time you need to vent some frustration you can always scrub your loo!

debtfreehopefull

!!!!!! it, I've paid £2 off my overdraft which leaves me £261.90 outstanding now!

Maisie_M

Well almost a week of no PAD as was waiting to do final bits of xmas shop and see how the bank account panned out. Nice surprise that my amazon payment of £10.91 hit my account yesterday so used that for yesterday's PAD.

Plus I tidied up my day to day bank account and transferred £4.70 to my credit card as its payday on Tuesday and I am not going anywhere near the shops (have £40 in my purse and £10 in my bank account in case I need it for anything unexpected though:rolleyes: ).

Glad to be back doing the PAD - not doing this for 6 days was giving me serious withdrawal symptoms :eek:

Have a good weekend all

jo41

bigbeff wrote: »

£2.80 today, going to be my last payment until Jan because I am off on holiday tonight

Have a fantastic holiday!
Jo x:beer:

nickynoo08

Added 10p to my pot today. Just been checking out a few things and in 2weeks i'll have about £25 commission to claim from my cat, plus (hopefully) £15 that i'm currently saving in 10ps, plus £20 that someone owes me n it'll all go nicely towards my cc:D
Had an interesting conversation with one of my friends today too. shes asked me if i'll be able to help her out with a spot of babysitting (starting march/april) so any extra i get from that will also be able to go towards my debt. It wont be much coz she cant afford it but as she puts it -it'll be helping us both out:p.
So i may have had a pants month as far as pad goes but next month i should be able to get back on track:D
Everyone else is still doing really well:T
Just wanna say happy xmas to everyone too incase i dont get chance to post again before xmas :xmassign:

Naughtynat

£1.50 to Choice
£1 to Barclaycard
£2.00 to Additions

Fag_ash_lil

Hello peeps ....

Hope you are all ok ...

Cornball - Great news that your flexiloan is down in the 2000s' , for the first time in a year ...Well done . Hope you have a wonderful Christmas and have a lovely holiday as well .....
trish123 , njk0327 , Louiseuk25 , debtfreehopefull - H Good Luck with your payment a day , no matter how small it all adds up to help towards our goal of clearing our debts ....
jo41 - " By george she's got it ! " ....... Nice smilies .....

Hopeful1 - Very pleased to hear that your mortgage has dropped , at least this will help towards your HFC loan .... Excellent news that " OH " has paid you , hopeully that's one less thing for you to " stress " about ....
bigbeff - Have a wonderful Christmas and fantastic holiday in Sri Lanka ...
tomtombeanie - Very sorry to hear about your car heater problems ,
hopefully it will be fixed soon ....

Here's my Good and Bad for today ...

The Good - Added £4 to my pot ....
Added 5p to copper pot ! ....

The Bad - Still a CHOCCY free day :rolleyes: .... Very unusual for me, especially when i'm " cheesed " off ....

Sorry for the rant yesterday ...... Thank you all for your support in cheering me up ...... it's much appreciated ..... I still can't believe i spent 5 hrs walking round Oxford street , Regent street etc Christmas shopping and only bought a loo brush for home ! ..... It certainly made the customers at work laugh this morning :rotfl: .....
I think it all stems from " lack of money " this year that's making me feel all " bah humbug " ..... Normally at this time of year i'm really happy , all ho ho ho with my santa hat on and really looking forward to it ..... So have got to snap out of it and get my " aris in gear " and get organised ! ...... Yikes .... haven't even written a card , bought anything , posted anything , done anything at all yet .....

Anyway will catch you all tomorrow ...

terri

katie2407

got clydesdale statement today interest £78 that wiped out payment for this month
so started this months payment with £5

mooomin

Good morning all

Yesterdays payment has gone through and my Barclaycard balance is now showing as under £1000

So, from now on all my efforts are going to go on reducing my overdraft. I have sent £2.61 into my Pay It Off fund. I also got a letter the other day saying that my mortgage payment will be reducing by about £50 per month because of the drop in the base rate. I am still going to pay the full amount into my bills account though, so the overdraft should drop by £50 a month in the New Year at the very least!

Have an awesome Saturday all

flying_fresian