A payment a day............

almar_2

I hope you had a magical birthday Hopeful1


xxx almar

Fag_ash_lil

Hello peeps

Hope you are all ok ....

Very quick post from me today, as i've got problems trying to submit posts on the boards again today :mad: ...

missthrifty - Very sorry to hear about your car ...... Hope it doesn't cost you too much to get it sorted out ....

Greenbynature - Your kids don't fancy putting my decorations up do they ! .....
I normally love Christmas but still can't get motivated to do anything :rolleyes: .....

Here's my good and bad for today ...

The Good - Added £3 to my pot ...

The Bad - CHOCCY free day today :mad: .... ( only 'cos it's too cold out to go and get any :rotfl: ) ....

Catch you all tomorrow ....

terri

Greenbynature

Greenbynature - Your kids don't fancy putting my decorations up do they ! .... I normally love Christmas but still can't get motivated to do anything :rolleyes: .....

Bit too far for them to travel Terri lol and I know what you mean I really can't be bothered this year at all I know it's awful but I can't wait for it to be all over worrying about money is outweighing enjoying anything this year!

jo41

Morning All,
£9.15 to Egg today.
Have a great Monday!
Jo x

Hopeful1

Unfortunately my birthday didn't turn out to be such a great day. All i will say is..men:mad: But seeing all the birthday messages and fab smilies on here really made me smile, so thank you everyone. Everyone on this thread is so thoughtful.

Anyway, another day, another PaD!

£1.50 evil loan
£1 b'clays od
£2.50 EPDL - aiming to have this under £400 by end of year.
£2 cap 1

Have a good day everyone...i'm counting down my workday getups, only 4 to go :T

mooomin

Good morning all

Well, today is my birthday (Yay!) and as I know I have a cheque for £50 to deposit I have put £7 to the dreaded Barclaycard and £3 to my overdraft fund.

I may have to start concentrating on the overdraft more though as I saw this http://news.bbc.co.uk/1/hi/business/7780551.stm which shows that my bank will soon be charging me £1 a day for using the overdraft. It does appear that they will pay people £5 a month for being in credit though, so this is my new incentive to get out of the red - if I can get this overdraft paid off by February, I can pay my £5 a month "Being In Credit Bonus" into my Barclaycard along with my other PADs.

So, I am going to get dressed once I have finished my much-needed coffee and then my best friend is coming over to have some Bucks Fizz for breakfast and then we're off to the pictures. My mum is paying for a Cineworld annual pass for my birthday so this will only cost me the price of getting my photo taken in one of those little booths.

Have a lovely Monday all

flying_fresian

catchooky

Happy birthday FF

MinniMe_2

Happy Birthday FF

Morninga ll, no PAD all weekend funds were to tight but today is payday so £1.67 for me.

off to update sig!

cady

hiya only 5p again .... this is getting boring but at least im paying something i suppose flying_fresian thanks for posting that artical i think im gonna aim to clear my OD first now too as im with halifax and £1 a day is STEEP!!!!

mooomin

cady wrote: »

hiya only 5p again .... this is getting boring but at least im paying something i suppose flying_fresian thanks for posting that artical i think im gonna aim to clear my OD first now too as im with halifax and £1 a day is STEEP!!!!

Tell me about it! I'm paying a few pounds in interest at the moment, as I still have the old Moneyback account which has good rates for overdrawn folks, but I am in my overdraft for about 20 days a month at present, and £20 in charges will ruin my DFW ways.

I am going to try and pay it off by the time that the changes come into effect, but that will be about £800 in 2 months which isn't realistic for me. Looks like I am going to be moving from the bank I have been with for years :eek: