A payment a day............

Fag_ash_lil

edited ......

COOLTRIKERCHICK wrote: »

i have a day dream fund which i said about in my last postm but i also have a virgin credit card which is 0% at mo so they are only taking min payment of £25 per month, so i was thinking should i put extra money into a saving account and pay off lump sum, or should i just make loads of small payments every week/month?

in reality i was thinking of the latter... what would you guys do?

as once this is paid off i was then thinking of getting a cashback credit card, and paying off in total every month, and the cashback earned can go into my daydream fund as well

Hi ya ...

I've got some large debts so i personally would pay off the extra each day / week to the card ....... but that is only because i prefer to see the total decreasing on the bill each month ... and to try and save myself some interest ......

If i put the money into a savings account , it would never be in there long enough to make any interest ! because for me ..... there is always another bill to " tackle " ......

To be honest i think it depends if you have any other debts ......

I love the name " daydream fund " ....... it'll be a good few years before i could even think of one ..... but hey ho .....

Good idea about the cashback card ....

Keep smiling ....

terri

missthrifty

Hi everyone


Did not do pad yesterday or today ..... but I have £3 in my purse that I can put towards overdraft tomorrow!

Saturday got letter from BG. Thanking me for custom, next year service plan up another £5 a month ...thanks a lot. Next year apparently if I do not call them out I can get a discount !!!!!!!! but I DID NOT CALL THEM OUT THIS YEAR ... CAN I HAVE MY DISCOUNT NOW? (doesn't work like that)

Friday night no parking space outside house so parked 50 yards away. Guess what, over night some so and so vandalised my car :mad: (now my computer not working properly>>>>>) door hanging off > they got in car but it has a steering lock> that fooled them> broke collar off steering column> unable to move car> they looked for cover of radio thingy but i have it > ha ha> no use them pinching radio then!!!!!!! car very only old > insurance people would write it off> so i will have to gently ease door back and get replacement collar for column and drive it with gentle breeze blowing through car> sort of air conditioning ........

That's my gripe today...still alive and dealing with my debts. motto.... don't let the so and so's get you down ...

have a good day everyone .. must be better than mine

thanks for listening ... I feel better now

miss t

katie2407

only 30p in sealed pot for me today
but having a NSD

Flower08

Afternoon all,
paid £5 to HSBC CC today and managed to get myself some more hours at work next week, so thats a bit more money that i will be able to put straight towards the debts.
Hope everyone has had a good weekend.
x

paybacktime2008

Miss Thrifty, I bet i know what you'd like to do to those little blighters!

Happy Bday Hopeful.

For me another £3.00 to Virgin. Friday is soooooooooooo nearly here.

almar_2

Hi all, £2 to the pot today - I found it outside. Someone was smiling down on me.




x

cady

just another 5p again today its really tight at the min ..... hopefully some more will come soon

bigbeff

£2 in my pot. Think this may be my last payment for a while...Sri Lanka is looking hot as well as pricey!! Fly on Saturday, very excited!!

Oh and have decided not to go to my works xmas do - its £15 a head plus drinks etc, decided I didn't really want to go and is a bit costly when I know I will be spending a lot in the next couple of weeks.

Greenbynature

Evening all
:bdaycake: Happy Birthday hopeful1 hope you had a lovely day visiting santa???
Sorry to hear about the car missthrifty the little !!!!!!! :mad: drive it with gentle breeze blowing through car> sort of air conditioning ....... sorry but that made me laugh :rotfl:

Well kids finally got sick of waiting for me to put decorations up they put them up for me on friday night while I was out at OH's :T thank god is all i can say cos I really couldn't be bothered this year and they do look nice so I've told the kids they can do it every year from now on :rotfl:

Paid £1.14 to cap1 cc and £2 coin into sealed tin and 43p to copper jar

Am so glad Alexandra won X factor :T

weebag

Hi all.

Been suffering from hangover today, night out wiv lads last night. Too much beer and curry.

£2.50 to CC

Wee