A payment a day............

Mudbath

Hiya again - I had £1 in pennies and two £2 coins so that's a fiver for today xx

septemberblues

Hi everybody, what a horrible windy day! Just 10p from me again, but as I've just paid Tesco cc at least I have until middle November to save up again

Will update a bit later, I want to add up whatever I've paid WTC on the overpayment(HRMC), I think it will be less than the amount I've put.IYKWIM!

Emmamr

Paid another pound off my cc. Put £2.10 in savings over the weekend but things are starting to dry up here moneywise and don't get paid for another week! As pp said, 5 weeks months are rubbish!

Have a good day everyone.

Off to work out how to add details to my sig re debt.

Emmax

milliemonster

£20 off my A&L card today, that finally takes us under £40k owed woohoo!

frasersmum123

Paid £1.50 to my dreaded catalogue today - am sticking with the Snowballs advice and concentrating on that as the APR is nearly 40% :eek: - thats one other thing I have found useful about the snowballing, finding out what APR im paying. Some of them really are shocking!

Mudbath

Well done Milliemonster...it always feels great to break a barrier doesn't it. Good luck with the rest xx

milliemonster

Frasersmum, yes the snowballing really makes you think doesn't it? we're concentrating on overpaying on the A&l card as the interest on that is about 28%, we've moved some of it across onto our Egg card which is 0% til Jan 2010, but it still leaves around £3k on it, I want to get this paid off asap now

Thanks Mudbath, yes it is so nice to think we ove £39k something now instead of 40 plus, I know it's only just under the 40's but it's amazing how it makes you feel!

I guess really as this is our joint debts, if we split it, we each only owe £18.5k now which doesn't look that bad does it?

Mudbath

That's a good way at looking at it milliemonster....Actually, if I split our debt between myself, DH, my two children, the two dogs and the cat.....oooh and DDs two guinea pigs.....I only owe.....£311!!!!! I much prefer that!! xx

milliemonster

:rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

redkelly

OMG what a great idea my debts really are not that bad when i divide it between OH Kids Dogs a fish we have about 20 of them am feeling very good right now:rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

The website was enviofone I found the link on MSE so have a look around on the site am rubbish at posting links!!!!