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A payment a day............

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Comments

  • Flower08
    Flower08 Posts: 4,771 Forumite
    stacy wrote: »
    Hello,
    im a bit confused ive been making extra payments on my hsbc cc all before my next payment date i payed.....£59.93 extra but my interest charged was still exactly the same!? how does that work, i thought it would be less.


    Hi - i am also with HSBC and i think we might have been confusing them with our extra payments! On a few occasions now they have cedited my account with small bits of interest that they have over charged me with after my daily payments. It may be that they credit yours with some at the end of the month aswell :confused:
    I hope that makes some sense!
    Biggest Loser Weight Loss: 13 / 20 lb
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £5.15 yesterday and £5.16 today...to Egg!
    Keep going all!
  • Oh no, I just got home tonight to find my statement for Capital One. I thought I had paid it all off (I shifted the balance to a 0% card). There is still £24 outstanding - so I'm going to start my payment a day to Capital One and then clear it at the end of the month. The Egg card will just have to wait! So my siggy should really say 5 credit cards to pay off, but I'm going to cheat and leave it as it is.
    Debt free and Keeping on Track
  • Just paid £3.00 for todays payment. not sure why that amount but it sounds good to me lol
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
  • just paid £5.16 to cc
    :mad: 5 account to clear- £14580.47/£1074.90- 7.3% paid off
    debt free nov 2012 before that I hope
    sealed jar no 420
  • searching_me
    searching_me Posts: 18,414 Forumite
    just paid £3.98 to my debt card getting there YAY! i really feel like its helping
    :)Still searching .....:)
  • roxy7699
    roxy7699 Posts: 1,067 Forumite
    Part of the Furniture Combo Breaker
    evening all, paid 4 pounds in today.
  • Morning all

    Paid my usual £1.17 to Vanquis. Can't believe I have paid off over £100 since we started mainly just by making small payments. This is so cool

    Have a nice day everyone

    Katie
    April GC 9th-7th may £0/£320
  • Hi, as a MS newbie, I've been reading your posts and think its a great way to give and receive a bit of moral support, so much so I'd love to join in. I'm trying to pay off Homebase and Barclaycard - amounts in my sig. Have just made my 1st payments to each - going to try for a fiver a day. Wish me luck - and to all of you as well.
    :smileyhea
    Homebase 17/9/08 [strike]£800[/strike] £754
    Barclaycard 17/9/08 £1200

    PROUD TO BE DEALING WITH MY DEBTS - DFW NERD No. 1052
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    :hello: Morning all just paid £5.17 to Egg.
    I have updated my signature but am waiting for payments to show since the 13th. I can't wait for this to be below £1000.
    Have a great day!:D
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