House just been valued

pickledpink

geoffky wrote: »

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bollox most people i know who have money dont show it and never have to show it..i am not too badly off but you would not know by our life style that YOU SEE ..the people who like to show wealth it is usually a mirage built on debt and the outward signs are there for all to see but they are wannabe wealthy s..:rotfl:

Oh don't talk rubbish!

People who are seriously rich DON'T flaunt it - but it's obvious that they're loaded by their lifestyle. Take Richard Branson for example.................he doesn't brag...............but we all know he has his own private island and huge estates............

And his wealth isn't built on a mirage and maxing his credit cards - in fact - he OWNS his credit card company!:p

carolt

pickledpink wrote: »

It's impossible to be ostentatious when you're frugal, Carol

If your parents aren't hard-up for a bob or two they must simply be mean. No-one lives a FRUGAL lifestyle unless they're short of money - or are parsimonious.

Many frugal people are often frugal with their affection too - which can have a detrimental effect on their offspring. I hope YOU haven't been affected by their ways.

Pink

What a deliberately offensive comment.

Believe it or not, pickledpink, not everyone who has 'equity' feels the need to show off about it. I was brought up to respect people for who they were not how much money they had. My parents are part of the wartime generation who learned not to waste things needlessly, and I absolutely share that point of view.

Unlike you, they are old enough to remember previous crashes and do not imagine that today's (or rather last October's) values are fixed in stone. The value of their house to them is not financial - it is their family home and has been for (exactly) 50 years. The price it might fetch on the open market is irrelevant to them as they do not plan to sell.

What a shallow person you must be.

mewbie_2

It's the shallow people who can afford to splash out on a Matsui that annoy me.

lostinrates

I know a man who 'does the season' every year, very ostentaciously (seriously, we never hear the end of it), who lives off road kill in the offseason for his protein source. He takes people a brace or two of game birds as gifts (ostentaciously) and (frugally) gets them courtesy of the highways too. I'd say living off roadkill is frugal in the extreme and that gifting game when you do not shoot is ostentatious.

I know another, supposed, (I wouldn't know) millionaire who boasts abut saving money by washing only the top surface of his plates (the side people eat off) because if you washed the underneath it would use twice the amount of washing up liquid. To be both frugal and unostentatious I submit he would have china not porcelain tableware.;)

fc123

carolt wrote: »

What a deliberately offensive comment.

Believe it or not, pickledpink, not everyone who has 'equity' feels the need to show off about it. I was brought up to respect people for who they were not how much money they had. My parents are part of the wartime generation who learned not to waste things needlessly, and I absolutely share that point of view.

Unlike you, they are old enough to remember previous crashes and do not imagine that today's (or rather last October's) values are fixed in stone. The value of their house to them is not financial - it is their family home and has been for (exactly) 50 years. The price it might fetch on the open market is irrelevant to them as they do not plan to sell.

What a shallow person you must be.

Thanks for that Carolt...I was stumbling for a response...but you did it instead :T

In the end , no-one knows the value of anything until it is sold and the ££ in your hand...so a lot of 'My house is worth' will never be proved as, until it's on the open market, the value is just an estimate.

pickledpink

fc123 wrote: »

Thanks for that Carolt...I was stumbling for a response...but you did it instead :T

In the end , no-one knows the value of anything until it is sold and the ££ in your hand...so a lot of 'My house is worth' will never be proved as, until it's on the open market, the value is just an estimate.

I disagree - I think we all know the value of our home when we are living in it - as you all aspire to.

There is nothing more comforting and homely than living in a lovely, sumptious home filled with comfortable fine furniture and relishing in the comfort and spaciousness of it.

THAT is enjoying the value of it.

mewbie_2

pickledpink wrote: »

There is nothing more comforting and homely than living in a lovely, sumptious home filled with comfortable fine furniture and relishing in the comfort and spaciousness of it.

That's a lot of comfort. I'm thinking Laura Ashley rather than Grand Designs.

dudleyboy

pickledpink wrote: »

I disagree - I think we all know the value of our home when we are living in it - as you all aspire to.

There is nothing more comforting and homely than living in a lovely, sumptious home filled with comfortable fine furniture and relishing in the comfort and spaciousness of it.

THAT is enjoying the value of it.

That isn't just a home. That's an M&S home. :rolleyes:

Say what you like, pickled, but no one can convince me that a crippling mortgage on an over-valued property is value for money or even the slightest bit comforting or desirable.

I do find humour in the way that you try to bait people with your posts. You seem to be under the impression that you're a better person or somehow more successful because you own your own home. I wonder: do you spend Christmas Day driving around soup kitchens laughing at all the peasants queuing up for their gruel? I wouldn't put it past you.

Oh, and it's "sumptuous".

moanymoany

How people show what they have is really interesting. Dh works with a guy who is really loaded and you wouldn't know - at all. He met his parents and they are exactly the same - scruffy as hell - old clothes, old car, if fact, if he didn't know about the string of international hotels!!!!!!!!!

We live frugally - grocery costs are about £150 for the two of us. I spend about £200 a year on clothes. This year, so far, dh has bought two pairs of jeans - one M&S 'value', these replaced two pairs which were years old, and some replacement pants as the ones I threw away had holes. (I know - too much info and all that!)

Because we are like this - using a lot of advice from this site - we can face our retirement with security. We are not frugal with affection and we are not mean in areas that matter to us. What we can't see the benefit of is spending money in ways that don't matter to us.

p.s. Thanks for the tip about only washing the tops of plates, must use that one!

p.p.s. Don't be fooled - pickledpink lives in a rented two up two down, full of old MFI furniture they got off freecycle - and the lav is still outside!

Gloomy_Past_Bright_Future

Money Talks, Wealth Whispers.