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IA's back on the tracks diary.

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Comments

  • Spendless
    Spendless Posts: 24,747 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I love your new sig IA:T Haven't been on here for a while, any chance of a re-cap on where you are debt-wise at min?
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Spendless wrote: »
    I love your new sig IA:T Haven't been on here for a while, any chance of a re-cap on where you are debt-wise at min?
    At the moment we're waiting for Ste's ASDA card to get back to him regarding balance transferring the TV finance onto it, then there's my egg card and the car still. Once the TV's sorted we'll get cracking paying that off ASAP.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • RoxieW
    RoxieW Posts: 3,016 Forumite
    Hi IA - lurker here. Can i pick your brains about being self employed. My hubbys thinking about setting up selling items that he's made himself (nappy cakes in case you're interested - google it if you're thinking !!!!!!?) We have no idea whether ths will make any money at all but was wondering about the rules for this kind of earning. Would he have to set up as self employed straight away or is there an earnings threshhold? How do you go about this? What is the deal with tax etc?? Gaaaaah! It's all so confusing - can you help?
    MANAGED TO CLEAR A 3K OVERDRAFT IN ONE FRUGAL, SUPER CHARGED MONEY EARNING MONTH!:j
    £10 a day challenge Aug £408.50, Sept £90
    Weekly.
    155/200
    "It's not always rainbows and butterflies, It's compromise that moves us along."
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    RoxieW wrote: »
    Hi IA - lurker here. Can i pick your brains about being self employed. My hubbys thinking about setting up selling items that he's made himself (nappy cakes in case you're interested - google it if you're thinking !!!!!!?) We have no idea whether ths will make any money at all but was wondering about the rules for this kind of earning. Would he have to set up as self employed straight away or is there an earnings threshhold? How do you go about this? What is the deal with tax etc?? Gaaaaah! It's all so confusing - can you help?
    You've got 3 months before you have to register as self employed. Once you register apply for a 'small earnings' NI exemption certificate so you don't have to pay NI contributions until you know who much you'll be earning. Or you can pay voluntary contributions at £2 off a week to keep up your NI record. You won't have to fill in a tax return until next year and the Inland revenue will send you out an self employed information back when you register. :)
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • RoxieW
    RoxieW Posts: 3,016 Forumite
    Thanks IA :)
    MANAGED TO CLEAR A 3K OVERDRAFT IN ONE FRUGAL, SUPER CHARGED MONEY EARNING MONTH!:j
    £10 a day challenge Aug £408.50, Sept £90
    Weekly.
    155/200
    "It's not always rainbows and butterflies, It's compromise that moves us along."
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    RoxieW wrote: »
    Thanks IA :)
    No worries :D Give me a shout if you've got any questions about anything :)
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • jinky67
    jinky67 Posts: 47,812 Forumite
    immoral_angeluk wrote: »
    No worries :DGive me a shout if you've got any questions about anything :)
    ok then:D
    why are my muffins never light and fluffy?:confused:
    :heartpulsOnce a Flylady, always a Flylady:heartpuls
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    jinky67 wrote: »
    ok then:D
    why are my muffins never light and fluffy?:confused:
    uh.... because you're a crap muffin maker?? :rotfl: :rotfl: :rotfl: :rotfl:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • jinky67
    jinky67 Posts: 47,812 Forumite
    immoral_angeluk wrote: »
    uh.... because you're a crap muffin maker?? :rotfl: :rotfl: :rotfl: :rotfl:

    You might be right:rolleyes:
    :heartpulsOnce a Flylady, always a Flylady:heartpuls
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    jinky67 wrote: »
    You might be right:rolleyes:
    I'm only kidding..at least yours come out not burnt... lol!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
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