Natwest Account review

SarahMoon

vaporate wrote: »

Because they don't have an A4 piece of paper to say they are in the know?

I prefer the university of life. :cool:

It is dangerous people who advise with no real training! I prefer seeing people with an A4 piece of paper

vaporate

SarahMoon wrote: »

It is dangerous people who advise with no real training! I prefer seeing people with an A4 piece of paper

Make sure you know where that A4 piece of paper is from.

CAB are full of volunteers by the way with BASIC training...so.

If anything, you take advice here as a pinch of salt, something to go on. Then take full legal advice if serious enough. Professional legal advice that is.

SarahMoon

vaporate wrote: »

Make sure you know where that A4 piece of paper is from.

CAB are full of volunteers by the way with BASIC training...so.

If anything, you take advice here as a pinch of salt, something to go on. Then take full legal advice if serious enough. Professional legal advice that is.

Point I'm getting at is I wouldn't take advise off someone on a forum on the internet they could be anybody

vaporate

SarahMoon wrote: »

Point I'm getting at is I wouldn't take advise off someone on a forum on the internet they could be anybody

Hence my reasoning. Take what is said as a pinch of salt.

Anyway I wouldnt get all serial about it lol. Chill.

Justicia

SarahMoon wrote: »

Point I'm getting at is I wouldn't take advise off someone on a forum on the internet they could be anybody

Strange comment to make, considering your previous threads asking for guidance on aspects of your personal life. Odd...

Although I kind of agree with you, that overall logic would mean in practice that the need for open-access internet forums like this one would have been obsolete long ago.

SarahMoon

Justicia wrote: »

Strange comment to make, considering your previous threads asking for guidance on aspects of your personal life. Odd...

Although I kind of agree with you, that overall logic would mean in practice that the need for open-access internet forums like this one would have been obsolete long ago.

*Sigh*

I mean financial advice

gratefulforhelp_2

lesley1960 wrote: »

Nat West are always asking me to have a review and I dont even use the overdraft .
Slightly off topic but i went in there a few weeks ago to arrange a chaps payment , was spoken to as though i was a three year old , the assistant took the form to be signed off , came back about 15 mins later saying the manager wanted to know why i was making the chaps payment !! !!!!!!? told him it was my business
( oh and then noticing i had a largish sum in the account the assistant asked me if she should arrange to put it in a savings account for me )

This happens to me a lot, too and I haven't used the overdraft for years. Eventually, I asked them to put a note on their "system" and the harassment has reduced, though not stopped. Like the op, i want to pay a cheque in without the cashier launching into a discussion of what is in my account, in front of other customers, all in hearing range, in a small town where everyone knows everyone. They also do the "you should put this cash in a savings account" thing, then offer 0.1% interest. When I asked "why" they said it isn't safe in your current account. I said "are you telling me your bank isn't safe? I'd better move banks to one that is" and they went quiet.

chambta

alpha246 wrote: »

Hi guys, I agreed to having an account review on Friday and I am really worried after reading the posts on here.
I have 3 bank accounts all overdrawn and I know this is the reason why they want me to go in. Also, I have already had one review where they asked me whether I wanted to take out a loan and I said no and that I would sort out my overdraft in installments and they agreed, I may try this again.
Maybe a member of staff could answer this:
If I ask them to freeze my interest rates which is a crippling £65/month and I choose a repayment plan of £500/month would they agree?

Regards
Alpha.

If £65 pm interest is 'crippling' how can £500 pm be affordable?

adambro

gratefulforhelp wrote: »

They also do the "you should put this cash in a savings account" thing, then offer 0.1% interest. When I asked "why" they said it isn't safe in your current account. I said "are you telling me your bank isn't safe? I'd better move banks to one that is" and they went quiet.

A current account is going to be less safe than a savings account because chances are you'll have a debit card, which someone could steal or whatever, and sometimes may need to give out the account details which someone could try to misuse.

Of course, if some fraud does occur with your account, you'd expect the bank to sort it but they won't want the increased risk of that hassle and nor would most customers I expect. It doesn't make much sense to have large amounts of cash in a current account.

vaporate

gratefulforhelp wrote: »

This happens to me a lot, too and I haven't used the overdraft for years. Eventually, I asked them to put a note on their "system" and the harassment has reduced, though not stopped. Like the op, i want to pay a cheque in without the cashier launching into a discussion of what is in my account, in front of other customers, all in hearing range, in a small town where everyone knows everyone. They also do the "you should put this cash in a savings account" thing, then offer 0.1% interest. When I asked "why" they said it isn't safe in your current account. I said "are you telling me your bank isn't safe? I'd better move banks to one that is" and they went quiet.

Wow, I know banks are desperate for savers but that is desperate.

I live in a small town too and I hate anyone knowing what I'm doing. Especially if I'm withdrawing a large amount of the bank.

Cashier "So Mr X, that is £350 you wish to withdraw in 50's correct? (spoken loudly) lmao