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I'm in severe debt and I work in a bank!!!
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Why is one of your payday loans at 450 per month? Is the total monies owed payable at once?"Wisdom doesn't automatically come with old age. Nothing does, except wrinkles. It's true, some wines improve with age. But only if the grapes were good in the first place." — Abigail Van Buren0
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Why is one of your payday loans at 450 per month? Is the total monies owed payable at once?
Yes thats right, that payday loan is always paid in full, bu the i take it out again every month.
I have an appointment with CCCS in 10 days on the telephone.
Also if a loan isn't credit checked when applied for and doesn't currently appear on credit record, can the company still record the information on my credit record?
Somwhere cheaper to live- I am currently tied to my contract, but I am looking for somwhere cheaper.
It's extremley difficult when you don't have and can't get a deposit together!0 -
Do you live in a houseshare? Would you not get the deposit back from the place you currently live in to secure another property, or could someone loan you the deposit temporarily, what are the credit limits on your credit cards?
Merlot.x."Wisdom doesn't automatically come with old age. Nothing does, except wrinkles. It's true, some wines improve with age. But only if the grapes were good in the first place." — Abigail Van Buren0 -
I'm up to the limit on all credit cards, and i'm actually in £500 of arrears on 1 of them!
On that one I failed to keep to the internal arrangement and now my account has been passed to the debt collection agency.
The deposit is paid one month after moving out, and no-one can give me the money temporarily-i've already tried!
You're right, I'm in serious problems at the moment!0 -
What about council tax and utility bills?After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110 -
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Is it a houseshare? If it is not, could you take in a lodger to help towards the rent?"Wisdom doesn't automatically come with old age. Nothing does, except wrinkles. It's true, some wines improve with age. But only if the grapes were good in the first place." — Abigail Van Buren0
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I'm also currently 1 month behind on my rent too!0
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Is there anything else we should know about, you know what the CCCS are going to recommend don't you?, you don't have any surplus for a DMP.
Why are you a month behind with rent, where is the money being spent? Are you gambling? (sorry, I don't want to offend, but this situation is getting worse every minute, I still thinking though!)"Wisdom doesn't automatically come with old age. Nothing does, except wrinkles. It's true, some wines improve with age. But only if the grapes were good in the first place." — Abigail Van Buren0
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