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Benbens moneymaking adventure

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  • benbenandme
    benbenandme Posts: 12,362 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Thankyou :D The one I use most is http://www.quote-engine.com/mortgage-payments-calculator.html as this one show what the balance will be every month, but there are lots of simpler ones too. Have a look on the mortgage free board, at the top there is a sticky that has loads of different ones on, different people prefer different calculators ;) Good luck with your mortgage :beer:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1263
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm gonna have a look at that one, I *like* what you're doing - to be able to see the results is great, I seem to be plugging away for no visible result.
    2023: the year I get to buy a car
  • benbenandme
    benbenandme Posts: 12,362 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I've decided we're having an indoors day today; ds is going to his dads tomorrow and will be out on day trips every day so it won't do him any harm to have a lazy day today ;) This also gives me a bit longer to get everything done before my friend arrives on friday evening. So, my plan for today and tomorrow ....
    • subit mystery shop receipt (not done yesterday)
    • bath for me and ds
    • clean bathroom
    • clear washing pile
    • change both beds
    • get guinea pigs home
    • clean dining room table
    • earn 50.00 from aqa :eek:
    • visit my dad in hospital
    • label ds school uniform
    • list 10 items on ebay
    • clean my bedroom
    • tidy ds bedroom
    • clean ds bedroom
    • sort out the mountain on the coffee table
    • online banking
    • move mortgage pot to current account ready to make a payment
    • pack ds bag to take with him
    • do ds scrapbook with him
    • complete NI form and post
    • tax return :o
    • pay water bills
    • clean kitchen
    • sort out fridge
    • clean kitchen bin
    • look for another matched bet
    There will be more added to this list but this is plenty for now :rolleyes: :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1263
  • benbenandme
    benbenandme Posts: 12,362 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Postie has just been and brought me my clubcard vouchers and a letter from the csa to say my ex's payments are increasing by 20.00 a week :beer: The letter says this has to be backdated to 5th June but he's contesting that and says its from now (even though the letter clearly says June - muppet:rolleyes: ), so yay, an extra 88.00 a month :j :j and if it is backdated that will be about another 250.00 which may be used to start a holiday fund for next year :D Happy days :D:D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1263
  • benbenandme
    benbenandme Posts: 12,362 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I seem to have been doing loads this morning but can't cross anything off my list yet :rolleyes: :rolleyes: I have tidied most rooms but haven't finished any of them completely :o The kitchen is done except for the floor,the bath needs cleaning but the rest of the bathroom is done, my room and ds bedroom are 95% tidy, the lounge is improved but not done :o Still, I'm happy with progress so far and I have promised ds a ride on a bus somwehere after lunch ;):D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1263
  • benbenandme
    benbenandme Posts: 12,362 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Ex has checked with them and it is backdated to June so he is going to pay it :beer: I should get the backdated amount on Sept 1st :rolleyes: ;):D So do I pay it all into a holiday fund or use some for mortgage pot?? :rolleyes:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1263
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Great news about the money - it all just seems to flow, doesn't it! How to spend it, there's a good question. Half and half? This holiday went well, maybe you can do a week next year?
    2023: the year I get to buy a car
  • benbenandme
    benbenandme Posts: 12,362 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I was thinking possibly a week next year too KC, had a look at centreparcs after Hypno said about her holiday ad tbh its not much more there for a week than butlins ;) I will look into it a bit more later ;)

    We've been on the bus, we went to the next town, it took 6 minutes to get there and cost 3.70 single :eek: :eek: I was tempted to walk home as I was fuming about the extortionate prices, but it started raining so we got the bus .... and his ticket machine was broken so he let us on for free :T :T Karma or what ;):D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1263
  • pixiechick99
    pixiechick99 Posts: 3,730 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hello again, glad to hear you had a lovely weekend away BB. We did too, weather was rubbish on Sat but took girls swimming and went to see Mamma Mia again in the evening so they were very happy. I spent almost £100 altogether, which is exactly what I'd allowed myself. My mum and dad paid for the hotel and most of our food, bless them. Went to Model Village on Sun which was great, again Mum+Dad paid, well for girls anyway - i insisted on paying for myself!

    We've had a quiet couple of days this week - Emily outside playing most of the time and Georgia indoors doing her scrapbooking (and making a right mess but she's happy!!) We've just made samosas to go with our (home made )curry tonight.

    What great news about your CSA payments going up! Myself and the ex agreed on the amount he gives me, both happy with it. But, only had 1 months payment and he's now lost his job. I'm quite worried now as it's £320 he gives me which is a good bit of my income. It's due on 24th, so a few days, but I doubt I'll get much at all. I keep thinking I should ring housing benefit and see if it makes any difference to my money from them, but as yet I don't know what he will be giving.

    Anyway, enough of me....hijacking your thread again!!

    Very impressed with your list...mind you I have done a lot, maybe I should write it down so I don't feel like I've just pottered about all day!!!
    (Have been to Tesco, got a decent amount of food for £41, v pleased. Sooo much Value stuff!)
    ;)
    I really need to sort out a new signature!
  • benbenandme
    benbenandme Posts: 12,362 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Glad you had a nice time Milly :D:D
    Right, update time,its not looking good so far :o:o ...
    subit mystery shop receipt (not done yesterday)
    bath for me and ds had mine, ds will be in a minute
    clean bathroom done except for the bath
    clear washing pile done until I change the beds :rolleyes:
    change both beds doing tomorrow morning once ds has gone to his dads
    get guinea pigs home ditto
    clean dining room table not yet :o
    earn 50.00 from aqa :eek: not even started yet :o:o:o
    visit my dad in hospital visiting tine tomorrow = 2-4pm
    label ds school uniform not yet :rolleyes:
    list 10 items on ebay not yet ...see a theme developing anyone??
    [STRIKE]clean my bedroom [/STRIKE] DONE
    [STRIKE]tidy ds bedroom [/STRIKE] DONE
    clean ds bedroom tomorrow ...
    sort out the mountain on the coffee table not yet
    [STRIKE]online banking [/STRIKE] DONE
    [STRIKE]move mortgage pot to current account ready to make a payment [/STRIKE] DONE
    pack ds bag to take with him once he's in bed
    do ds scrapbook with him oops :o
    complete NI form and post tomorrow
    tax return :otomorrow
    pay water bills later tonight
    [STRIKE]clean kitchen [/STRIKE] DONE
    sort out fridge nope
    clean kitchen bin nope
    look for another matched bet not yet ...:o

    Still, I did say this was a list to lat me till my friend gets down on friday evening ;):D I am visiting my dad tomorrow but other than that it will be a jobs day, and friday I am catching up with friends for lunch but then will be some more jobs time too :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1263
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