Benbens moneymaking adventure

benbenandme

Well here I am in a shiny new diary Welcome to those of you that haven't encountered me before, hello to those of you that have and have stuck around for the ride

For those of you that haven't been here before you may like to look at my old diary ... http://forums.moneysavingexpert.com/showthread.html?t=516504 ... for those of you that want a summarised version..... I'm a single mum to a 5 yr old boy, I work as a teaching assistant, I'm incredibly lucky to live within walking distance of the beach and also on the edge of the New Forest, and although I'm not really a dfw I like to post here as I think I very easily could become one if I don't watch the pennies, and also this is the friendliest board on the site

I will post an updated soa in the next post, and also a brief idea of my plan for August Hope you all stick around

mizmir

Hi benben - found you! The link in your old thread is to your old thread - might want to update or people might lose you!!

skint_spice

Happy New Diary. x

benbenandme

My SOA:

Income:

Wages 653
Tax Credits 388
Child Benefit 75
Maintenance 280

TOTAL 1396

Outgoings:

Mortgage 341
Contents Ins 5
Life Assurance 28
Electric 41
Tv Licence 11
Water 20
Car tax 13
Car Ins 25
Car Maintenance 28
Ground Rent 15
Service Charge 25
Childcare 100
Council tax 75
Landline/Broadband 25
Mobile 30
Food 150
Petrol 60
Ds birthday party 10

TOTAL 1002

Remaining: 394

Of this, I put 132 into savings, this random amount comes from: 100 I've always saved, 20 from my last payrise, 7 from a cut in my electric direct debit and 5 from a cut in my contents insurance quote. This leaves me with 262 which is for any other expenses through the month, inc. haircuts, birthdays, xmas, holidays, clothes, treats etc.

lilmissmup

Hi benben

How them ickle piggies getting on?

OliveOyl_2

Hi :hello:
this is the evening for new diaries and signatures

Can I just be nosey about one of the last things on your SOA?
You have £10 per month down as DS party -is that what it costs each year? £120? Or is this a budget for all the parties he goes to throughout the year?

hypno06

Hi benben! Happy new diary!!

benbenandme

The piglets are all fine, I have two running round the lounge now and Button is running round my bedroom

Prudent

Its sounds as though you live in a perfect location to bring up a child.

I am not a dfw either, but like posting here too as its such a great community.

benbenandme

Olive, this is what I put by for his party, obviously if I can do it cheaper, like this year when I used my tesco clubcard vouchers then the money can be used elsewhere, but I like to save it each month so I have it if I need it. I know it seems a lot for a party but it would include the party, party bags, invites, cake etc. The parties he goes to I don't include as they usually get given something from my present cupboard which is made up of sale bargains or bits I pick up from mystery shopping

OliveOyl_2

my babies are so old now, I'm completely out of touch :rotfl: :rotfl:
(they're at uni & at work)
But you're wise to budget for things you want to spend on, so I didn't mean it as a criticism