Benbens moneymaking adventure
benbenandme
Posts: 12,161
Forumite
Well here I am in a shiny new diary Welcome to those of you that haven't encountered me before, hello to those of you that have and have stuck around for the ride
For those of you that haven't been here before you may like to look at my old diary ... http://forums.moneysavingexpert.com/showthread.html?t=516504 ... for those of you that want a summarised version..... I'm a single mum to a 5 yr old boy, I work as a teaching assistant, I'm incredibly lucky to live within walking distance of the beach and also on the edge of the New Forest, and although I'm not really a dfw I like to post here as I think I very easily could become one if I don't watch the pennies, and also this is the friendliest board on the site
I will post an updated soa in the next post, and also a brief idea of my plan for August Hope you all stick around
For those of you that haven't been here before you may like to look at my old diary ... http://forums.moneysavingexpert.com/showthread.html?t=516504 ... for those of you that want a summarised version..... I'm a single mum to a 5 yr old boy, I work as a teaching assistant, I'm incredibly lucky to live within walking distance of the beach and also on the edge of the New Forest, and although I'm not really a dfw I like to post here as I think I very easily could become one if I don't watch the pennies, and also this is the friendliest board on the site
I will post an updated soa in the next post, and also a brief idea of my plan for August Hope you all stick around
Mortgage Total: £55,900 / £75,000
2024 Savings: £1621
2024 Savings: £1621
0
Comments
-
Hi benben - found you! The link in your old thread is to your old thread - might want to update or people might lose you!!0
-
Happy New Diary. xMortgage End Date: Apr 36/Aiming for Aug 28/Current Nov 35
Mortgage OP 2024 £1500/7000
Mortgage balance: £537050 -
My SOA:
Income:
Wages 653
Tax Credits 388
Child Benefit 75
Maintenance 280
TOTAL 1396
Outgoings:
Mortgage 341
Contents Ins 5
Life Assurance 28
Electric 41
Tv Licence 11
Water 20
Car tax 13
Car Ins 25
Car Maintenance 28
Ground Rent 15
Service Charge 25
Childcare 100
Council tax 75
Landline/Broadband 25
Mobile 30
Food 150
Petrol 60
Ds birthday party 10
TOTAL 1002
Remaining: 394
Of this, I put 132 into savings, this random amount comes from: 100 I've always saved, 20 from my last payrise, 7 from a cut in my electric direct debit and 5 from a cut in my contents insurance quote. This leaves me with 262 which is for any other expenses through the month, inc. haircuts, birthdays, xmas, holidays, clothes, treats etc.Mortgage Total: £55,900 / £75,000
2024 Savings: £16210 -
Hi benben
How them ickle piggies getting on?Now a SAHM trying to earn some spare pennies each month0 -
Hi :hello:
this is the evening for new diaries and signatures
Can I just be nosey about one of the last things on your SOA?
You have £10 per month down as DS party -is that what it costs each year? £120? Or is this a budget for all the parties he goes to throughout the year?0 -
Hi benben! Happy new diary!!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
-
The piglets are all fine, I have two running round the lounge now and Button is running round my bedroomMortgage Total: £55,900 / £75,000
2024 Savings: £16210 -
Its sounds as though you live in a perfect location to bring up a child.
I am not a dfw either, but like posting here too as its such a great community.Frugal Living Challenge 2024 CROFT Crafting: £80/300, R (visiting daughter): £145/£500 Outside activities: £84/244 (Allotment), Outside 2 (Mud monsters et al) £127 F(Family visits): £50/500 Tummy (food budget): Aiming to use full budget monthly of £2000 -
Olive, this is what I put by for his party, obviously if I can do it cheaper, like this year when I used my tesco clubcard vouchers then the money can be used elsewhere, but I like to save it each month so I have it if I need it. I know it seems a lot for a party but it would include the party, party bags, invites, cake etc. The parties he goes to I don't include as they usually get given something from my present cupboard which is made up of sale bargains or bits I pick up from mystery shoppingMortgage Total: £55,900 / £75,000
2024 Savings: £16210 -
my babies are so old now, I'm completely out of touch :rotfl: :rotfl:
(they're at uni & at work)
But you're wise to budget for things you want to spend on, so I didn't mean it as a criticism0
This discussion has been closed.
Categories
- All Categories
- 342.5K Banking & Borrowing
- 249.9K Reduce Debt & Boost Income
- 449.4K Spending & Discounts
- 234.6K Work, Benefits & Business
- 607.1K Mortgages, Homes & Bills
- 172.8K Life & Family
- 247.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 15.8K Discuss & Feedback
- 15.1K Coronavirus Support Boards