Benbens moneymaking adventure

Well here I am in a shiny new diary :D:D Welcome to those of you that haven't encountered me before, hello to those of you that have and have stuck around for the ride ;)

For those of you that haven't been here before you may like to look at my old diary ... http://forums.moneysavingexpert.com/showthread.html?t=516504 ... for those of you that want a summarised version..... I'm a single mum to a 5 yr old boy, I work as a teaching assistant, I'm incredibly lucky to live within walking distance of the beach and also on the edge of the New Forest, and although I'm not really a dfw I like to post here as I think I very easily could become one if I don't watch the pennies, and also this is the friendliest board on the site :D

I will post an updated soa in the next post, and also a brief idea of my plan for August ;) Hope you all stick around :D:D
Mortgage Total: £55,900 / £75,000
2024 Savings: £1621
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Comments

  • mizmir
    mizmir Posts: 3,710
    Debt-free and Proud!
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    Hi benben - found you! The link in your old thread is to your old thread - might want to update or people might lose you!!
  • skint_spice
    skint_spice Posts: 12,571
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    Happy New Diary. x
    Mortgage End Date: Apr 36/Aiming for Aug 28/Current Nov 35

    Mortgage OP 2024 £1500/7000

    Mortgage balance: £53705

  • benbenandme
    benbenandme Posts: 12,161
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    My SOA:

    Income:

    Wages 653
    Tax Credits 388
    Child Benefit 75
    Maintenance 280

    TOTAL 1396

    Outgoings:

    Mortgage 341
    Contents Ins 5
    Life Assurance 28
    Electric 41
    Tv Licence 11
    Water 20
    Car tax 13
    Car Ins 25
    Car Maintenance 28
    Ground Rent 15
    Service Charge 25
    Childcare 100
    Council tax 75
    Landline/Broadband 25
    Mobile 30
    Food 150
    Petrol 60
    Ds birthday party 10

    TOTAL 1002

    Remaining: 394

    Of this, I put 132 into savings, this random amount comes from: 100 I've always saved, 20 from my last payrise, 7 from a cut in my electric direct debit and 5 from a cut in my contents insurance quote. This leaves me with 262 which is for any other expenses through the month, inc. haircuts, birthdays, xmas, holidays, clothes, treats etc.
    Mortgage Total: £55,900 / £75,000
    2024 Savings: £1621
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Hi benben

    How them ickle piggies getting on?
    Now a SAHM trying to earn some spare pennies each month
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    Hi :hello:
    this is the evening for new diaries and signatures :D

    Can I just be nosey about one of the last things on your SOA?
    You have £10 per month down as DS party -is that what it costs each year? £120? Or is this a budget for all the parties he goes to throughout the year?
  • hypno06
    hypno06 Posts: 32,296
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    Hi benben! Happy new diary!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • benbenandme
    benbenandme Posts: 12,161
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    The piglets are all fine, I have two running round the lounge now and Button is running round my bedroom :D
    Mortgage Total: £55,900 / £75,000
    2024 Savings: £1621
  • Prudent
    Prudent Posts: 11,446
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    Its sounds as though you live in a perfect location to bring up a child. :)

    I am not a dfw either, but like posting here too as its such a great community.
    Frugal Living Challenge 2024 CROFT Crafting: £80/300, R (visiting daughter): £145/£500 Outside activities: £84/244 (Allotment), Outside 2 (Mud monsters et al) £127 F(Family visits): £50/500 Tummy (food budget): Aiming to use full budget monthly of £200
  • benbenandme
    benbenandme Posts: 12,161
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    Olive, this is what I put by for his party, obviously if I can do it cheaper, like this year when I used my tesco clubcard vouchers then the money can be used elsewhere, but I like to save it each month so I have it if I need it. I know it seems a lot for a party but it would include the party, party bags, invites, cake etc. The parties he goes to I don't include as they usually get given something from my present cupboard which is made up of sale bargains or bits I pick up from mystery shopping ;)
    Mortgage Total: £55,900 / £75,000
    2024 Savings: £1621
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    my babies are so old now, I'm completely out of touch :rotfl: :rotfl:
    (they're at uni & at work)
    But you're wise to budget for things you want to spend on, so I didn't mean it as a criticism :o
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