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Benbens moneymaking adventure

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  • benbenandme
    benbenandme Posts: 12,362 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Have updated my signature, mortgage (as of wednesday) stands at £46,000 :j :j The new mortgage deal has knocked off a couple of years off my term, so now the new mortgage free date is June 2024, suddenly making my overall aim look not that mad :D:D

    When I originally started on my mf quest, I wanted to aim to get rid of t by June 2019 which is when ds leaves school, I'm aiming now to get rid of it before he's finished junior school :D

    My aim for this year is to get it down to £42k by 31st December, so the first line of my signature, which had got into a bit of a pickle, is starting again from now, so I've got £4k to clear in 7 months, although any money in June will still be going towards getting the accounts back where they should be, then I'll have 6 months to clear the £4k. This amount does include the capital part of the normal mortgage payments, which will now be about £180 each month, so thats nearly £1k of it accounted for already ;), meaning £3k over 6 months = approx £500 overpayments each month. In theory this should be okay, but theres 6 weeks summer hols to fill in there as well as xmas and ds birthday :rolleyes: but hey, bring it on, I can't wait to get stuck in :D:D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1263
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Good luck with part 2 BenBen!
    Now a SAHM trying to earn some spare pennies each month
  • benbenandme
    benbenandme Posts: 12,362 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Evening, well my first day back didn't go quite as planned, my alarm clock didn't go off and I woke up at 7.59 and I usually leave at 8 :eek: :eek: Somehow I managed to get ready and leave at 8.15 and still made it to work on time, but then I had that horrible rushed feeling all day :o

    I've done my mystery shop tonight (still need to submit it though) and have had a bath and hairwash, I need to get organised tonight as I hate that stressed feeling ;)
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1263
  • Raini
    Raini Posts: 471 Forumite
    100 Posts
    Good Luck with your next aim, I'm sure you'll do it! :D
    Mortgage: Jun 08 £155300~Repayment Made: £4300~Remaining: Mar 10 £151000
    DFW Nerd 1190
  • bobtailed
    bobtailed Posts: 35 Forumite
    Hello Benbenandme been a bit busy last couple of days sunbathing and:beer: well it's the summer so you have to have a stroll to the pub and sit outside:D I was back to work today and i sooooooo did't want to be there.Glad to see you are nearly sorted with your finances i'm like you i need to know what is coming in and what is going out otherwise i'm all of a tizzy:confused:. Remember to set the alarm clock tonight.
  • benbenandme
    benbenandme Posts: 12,362 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Evening :D A much better start to the day today, the alarm went off properly so has been a calmer day today ;)

    10p on the scratchcard, one bit of 2.99 on ebay and thats about it, so not gonna be rich anytime soon :D Just getting ds's tea and then I'm off out to my parenting course :rolleyes:, could really do without it but hey ho.

    Tomorrow is hospital day again for my finger, bit nervous but will be glad to find uot whats what with it.
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1263
  • pixiechick99
    pixiechick99 Posts: 3,730 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hope you get ok at the hospital tomorrow:D
    I really need to sort out a new signature!
  • benbenandme
    benbenandme Posts: 12,362 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    The hospital said its a benign tumour on my finger :eek: :o:o I have to go back in 2 months for another xray and they're going to keep monitoring it and if it grows then I will need an op to get rid of it :o

    My remortgage completed today so my mortgage is now officially 46K :beer: and I also had a phone call to say my new sofa will be delivered next tuesday :j :j
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1263
  • EllieMarie
    EllieMarie Posts: 72 Forumite
    Sounds like you've had a good day Benben. Definately good news about the finger;).
  • EllieMarie
    EllieMarie Posts: 72 Forumite
    Sorry just re-read your post, I meant it's good news its benign not that you might have to have an operation:o!
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