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Hypno's recession busting debt diary.....

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Comments

  • pania
    pania Posts: 8,258 Forumite
    thanks surfbabe!!! xx
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Woof! Thanks from me too....
    2023: the year I get to buy a car
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    hypno06 wrote: »
    Anyway, list for today:
    • [strike]make list[/strike] this one has worked well for me so far - never fails
    • [STRIKE]go for a NSD - that means no buying chocolate[/STRIKE] Done!! No money spent!!
    • [STRIKE]make shopping list for Tesco online[/STRIKE] Done and will look for a money off coupon on MSE before I make the order
    • [strike]check online banking and do cash vs bills thing[/strike] Still the right side of the line
    • [STRIKE]ask for clubcard vouchers to be e-vouchers for extra points etc[/STRIKE]tried all day on and off but the website was down.
    • [STRIKE]sort another bag for the dump/charity shop[/STRIKE]Kids have done another bag each
    • [STRIKE]check mystery shopping sites[/STRIKE]nothing suitable
    • [STRIKE]free b!ngo 6-8pm[/STRIKE] won £2.50:T
    I am sure there must be more, but this will have to do to be going on with!

    Have a good day everyone!

    :D

    So, I have just won a whole £2.50 on free b!ngo - that is £2.50 more than I had this morning so I can't complain - will withdraw my huge winnings and pay them straight off egg when they arrive in my account.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    It's Friday!! Another week draws to an end, and we are all another week closer to that debt free party!

    Have just made a small payment to egg - that account is now down to £682 :D But when I was on online banking I saw that National Insurance are still taking out £11.50 a month despite me having written to them asking them not to take it and actually I reckon they owe ME rather than anything else so that is another chase up letter I need to write because it is mucking my numbers up!

    Also got my mobile bill and on my new cheap tarrif I have been charged £2.49 for retrieving 6 voicemail calls :mad: Still, even with that I am paying about half what I was paying on the old tarrif so not the end of the world, but I will be working out how to cancel voicemail today!

    So, list for today:
    • [strike]make list[/strike] Done!
    • [STRIKE]eat chocolate (well, it is Friday)[/STRIKE] Had chocolate spread sandwiches for lunch :D
    • [strike]contact National Insurance[/strike] Have written to the refund dept
    • [STRIKE]cancel voicemail[/STRIKE] Done
    • [strike]check banking against bills still to pay[/strike] Just about in surplus.....pretty good for this stage of the month
    • [strike]update snowball and signature[/strike] Done
    • take kids to karate
    • take kids skiing
    • [strike]do tesco online shop[/strike] Done - with £13 discount voucher from the freebies board too :T
    That's about it I think........enjoy the Olympics :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well done on Egg :T - wasn't it still over £1000 only last week?

    This list should be a doddle - you've already achieved one thing off it & there's at least one other I'm pretty sure you'll achieve ;).

    I'm glad you're looking forward to the Olympics - no-one else seems to be :confused:. I'm off on holiday & looking forward to watching loads. Hopefully it will inspire me to at least go for long walks & go swimming. Knowing me though I'll sit on my backside & toast the winners instead :o.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Ooooh, I'm excited about it too .... ds was asking what it was and the only way I could think to explain it was saying its like a really big sports day for people from all over the world :rotfl:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    a really big sports day for people from all over the world :rotfl:
    Yay! Its years since I've been to a sports day, sounds good to me.
    2023: the year I get to buy a car
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    That's a really good explanation benben!

    I love the Olympics - whether controversial in its location or not. I just think it is fab that whatever other sporting goals people have, to compete in the Olympics is almost always their ultimate aim.......

    I am off for the second week of the games, so am hoping to do a bit of couch potato stuff in between mystery shopping!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lucielle
    lucielle Posts: 11,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm also looking forward to the Olympics and certainly want to watch the openong ceremony. Have a good day.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Surfbabe
    Surfbabe Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Have booked place on sofa for opening ceremony - actually I can have 1 sofa, DS has other one !!!!!!!!!!!! Great way to spend the next three weeks - roll on the swimming - I've told all my pupils they have to watch the swimming to see how it should be done !!!!!!!!!!!!!!!!!!!!!
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