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Bankruptcy tomorrow! Scared!!

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245

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  • Scarlett.1974
    Scarlett.1974 Posts: 2,765 Forumite
    Hi and welcome to the board :)

    Just to add to the comments above, it will be fine tomorrow, I promise :) We do know how you feel (I was terrified the day before we went BR) but I really did think afterwards "what WAS all the fuss about?" as everyone here told me I would! The court staff are not there to judge you or belittle you in any way; they're there to help you and guide you through the process, it's their job :)
    You can't control everything in life....... your hair was put on your head to remind you of that :p

    Proud to be BSC no. 103
  • piggeh
    piggeh Posts: 1,723 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good Luck tomorrow Homeschooler.

    You will find it a lot less painless than you imagine it to be - to be honest the judge probably sees it as a nice easy hour of work (do you think they pick straws to see who does the bankruptcy cases and who has to reside over the case of some rapist or whatever in the main court?!).

    I think the worst part was waiting around to be seen by the judge - regardless of how nervous you feel, you should instead try and focus on how good you will feel afterwards. It is a massive weight lifted off your shoulders - you will feel much better after you've done it!

    Well, until the OR interview looms :)
    matched betting: £879.63
  • Billy_Liar
    Billy_Liar Posts: 108 Forumite
    Hey, don't worry, it will all be fine. Went from tears and terror back in January when me and OH realised we were on a rapidly sinking ship to a much better - and calmer - life now nearly a month after BR.

    BL

    PS MBNA and Co-op have nothing to do with each other apart from both being banks and one seeming to have an account with the other. This thread explains:
    http://forums.moneysavingexpert.com/showthread.html?t=738203
  • eripmav
    eripmav Posts: 173 Forumite
    100 Posts
    I'm going to court tomorrow, so I'm in the same boat as you! My luck goes to you and I hope it all goes well. I'm scared now!:D I know that chances are I'll be made BR, as I have no income at all and have no way of repaying my debt, but the monkey on my back tells me otherwise!:)

    GL!
    Bankrupt 28/07/08!
  • dalip
    dalip Posts: 7,045 Forumite
    HS & ERIP Good luck for today,come back and update us as soon as you can. DXX
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • homeschooler
    homeschooler Posts: 52 Forumite
    Thanks for your support everyone.

    45 minutes to go :eek: and I'm bricking it!! My hands wont stop shaking. I was ok until about 2 hours ago when the nerves really kicked in!!!!

    I'll post how it goes later. Please let everything go ok for once!

    Thanks
    Emma
    Made Bankrupt on 28/7/08 with debts of £39,437

    OR interview was on 30/7/08

    Dh going bankrupt early 2009.
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Good luck Emma, we're all there right behind you.
    I promise once it's all over you'll wonder what you were so worried about.
    Accept your past without regret, handle your present with confidence and face your future without fear
  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    Good luck for today Emma :)
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    good-luck.gif
    We all die. The goal isn't to live forever, the goal is to create something that will
  • dalip
    dalip Posts: 7,045 Forumite
    philnicandamy wrote: »
    good-luck.gif

    I love those bears phil. Daughter has loads of them all over her room!
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
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