Is there any way of saving?

Billy_Liar

So after digging around the threads it seems that virtually no-one will give an undischarged BR a savings account, which baffles me, but I can't be bothered ranting about it. Has anyone got any idea about a way of setting money aside (until post BR tax affairs are sorted out) that doesn't involve hiding cash under the bed or in a friend's attic? I don't care if it doesn't make a cent in interest, just want to ring-fence a certain amount of money away from the day to day account. Am even considering asking the co-op if they'll give me a second cashminder. If I scratch my head any more my hair will fall out. Any useable ideas - in fact any ideas at all - get a Lidl rum and lime alcopop at the Inn (79p on special offer yesterday!). Ta, BL

Scarlett.1974

What about a credit union account?

philnicandamy

http://www.abcul.org/page/index.cfm

or barclays basic account if your not sure about another cashminder one?

Billy_Liar

Thanks both - don't know very much about credit unions, need to do some research, I guess. Phil, it was your tribulations with Sainsbury's that got me looking in the first place - hope that all worked out. Cheers, BL

Billy_Liar

philnicandamy wrote: »

http://www.abcul.org/page/index.cfm

Credit union site is excellent! Thanks again. BL

fermi

If anyone (unlikely now) has managed to keep a Nationwide account, then they have their e-savings account that runs alongside the basic Flex Account.

peachyprice

Do you have the co-op cashminder account? You could open another one. We've had a joint one since BR in March, I phoned last week and opened another one in just my name, they both come up on my internet banking log in so it's dead easy to transfer money between the two accounts.

gettingbetter

Billy

I am br and was able to open a savings account with NS&I in the post office.They dont do a credit check but they do ask that you have a bank acc so they can do an identity check.

You need to open it with £100 and you are not allowed a balance under that

Hope that helps

kas

Purplekylie22

What about a prepaid credit card? You could put something on it whenever you have spare funds and then you will have a nice little nest egg that is easily accesable.

Scarlett.1974

peachyprice wrote: »

Do you have the co-op cashminder account? You could open another one. We've had a joint one since BR in March, I phoned last week and opened another one in just my name, they both come up on my internet banking log in so it's dead easy to transfer money between the two accounts.

Sorry for crashing your thread Billy.

peachyprice - did the co-op agree your additional account there and then? I have a cashminder account and rang about 10 days ago to see about opening another one. It was 'referred' :rolleyes: and I haven't heard anything since. There's nothing on my internet banking log-in, just the old account.

peachyprice

Hi Scarlett

It was referred, but I got the card in the post Wednesday (a nice blue one!) and the pin today. It took about 8 days. I didn't check internet banking until I got the card so I don't know when it went on.