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TEN months and counting...

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  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    You are always so organised:D

    I am glad you had a cheapy night out last night, I plan on doing the same tonight, me and my JD hipflask makes a £30+ night on the town cost about £10;)

    Going to avoid the chippy again too:cool:
    But these things take time, I know that I'm, the most inept that ever stepped.
  • Good luck with the list Skinty..x
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've finished my christmas shopping!! such a relief and to add to my delight there was a gorgeous sunset when I neared home after braving Braehead.

    Have a lovely night out Lou, I think I may tackle the ironing tonight - such excitement!!
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 95,728 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    OOOh I love sunsetsa & rainbows.
    Glad u had a good night last night.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    confession on the flirtin thing - cute guy appeared to be flirting this week but what did I do? Panicked and went back into work mode. There's no hope for me...
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    confession on the flirtin thing - cute guy appeared to be flirting this week but what did I do? Panicked and went back into work mode. There's no hope for me...

    Yes there is hope Skinty, he will be back with the flirting if he wants ya;) Or you could seek him out with your flirt seeking missiles:D
    But these things take time, I know that I'm, the most inept that ever stepped.
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'll try my best but it was all a bit odd. I think I'm a bit out of practise and it's all much easier when there's drink involved!

    On another note... anyone got any idea why BC would return a payment? it's come back to my bank account (was only £15) wonder if there is a minimum you can pay... I've already paid a fair whack in this month and my minimum payment isn't due yet so it's not like they thought it was that and not enough....
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    1. [strike]sort out kitchen[/strike]
    2. [strike]tackle ironing mountain[/strike]
    3. [strike]finish christmas shopping[/strike]
    4. write and post christmas cards
    5. [STRIKE]work out what's in the freezer and get minimal shop this week[/STRIKE]
    6. [STRIKE]Make up for last night's excesses by eating very healthily for the rest of the weekend (two more meals out planned for next week)[/STRIKE]
    7. find rest of jewellery and bring some money in for Dec.
    8. revisit the up your income section and see if there are any options available for me.
    9. [STRIKE]Do some exercise and go for sauna as membership ends soon[/STRIKE]! Didn't do sauna though just exercise but that's got to be better than the other way round.

    Really need to sort out the christmas cards, my mother will be ashamed as I'm using non xmas stamps because I had them already!:D
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 95,728 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have you spoken to BC yet?
    Ive finally done some cards~Just cant be [EMAIL="bothered~@ooops"]bothered~ooops[/EMAIL].
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Beanie, no not spoken to them yet - I was going to wait and see what happened on the account tomorrow.

    Cards are now done and posted, local ones done by hand! need to do the work ones yet but they can wait till later in the week.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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