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TEN months and counting...
Comments
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See you are still doing well with the weight loss too Skinty:T
How are you Beanie, I know you have had a rotten couple of weeks xxBut these things take time, I know that I'm, the most inept that ever stepped.0 -
Im ok Lou.
Onwards & upwards & hopefully not downwards
When do you hear?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
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About the redundancy thing.......9th of June they come back to us and tell us what the next step is.
a bit of a wait then Lou, hope it works out ok. and if not then at least you are a step ahead of the game by being DF and having overpayments in the mortgage. it's the not knowing what's going to happen that's the worst though - you have my sympathies.Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
skint_spice wrote: »a bit of a wait then Lou, hope it works out ok. and if not then at least you are a step ahead of the game by being DF and having overpayments in the mortgage. it's the not knowing what's going to happen that's the worst though - you have my sympathies.
Thanks Skinty, I am keeping positive and I can always turn my hand to other things:DBut these things take time, I know that I'm, the most inept that ever stepped.0 -
This evening I have mainly been working out how much I would need to save and overpay my mortgage by to buy a NICE house next year as opposed to something that would do this year... I think it's doable and that's even allowing a little more wriggle room (spends) and not including expenses. Fingers crossed I might actually manage this!Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Sounds good skint I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
skint_spice wrote: »This evening I have mainly been working out how much I would need to save and overpay my mortgage by to buy a NICE house next year as opposed to something that would do this year... I think it's doable and that's even allowing a little more wriggle room (spends) and not including expenses. Fingers crossed I might actually manage this!
Well don't forget - prices are dropping - and that's usually the best time to upgrade. All other things being equal of course..."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Well don't forget - prices are dropping - and that's usually the best time to upgrade. All other things being equal of course...
if I got what they estimate mine at I would be moving right now but the prices are so far removed from reality! I think they must not have much data from scotland as I reckon folk downstairs would be lucky to get what they paid in 2006 now and they are saying £10K more.
The doing up and selling idea should keep me focused on not wasting too much money and give me something to aim for, I know I could sell now but spending a bit on it will give me a better return and make it much nicer to live in meantime.:cool:Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
skint_spice wrote: »if I got what they estimate mine at I would be moving right now but the prices are so far removed from reality! I think they must not have much data from scotland as I reckon folk downstairs would be lucky to get what they paid in 2006 now and they are saying £10K more.
The doing up and selling idea should keep me focused on not wasting too much money and give me something to aim for, I know I could sell now but spending a bit on it will give me a better return and make it much nicer to live in meantime.:cool:
Last article I saw on that subject said the only investment with a positive return was....................
Paint."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0
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