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over spend and over eat
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Wooopeeeeee! I just thought I'd share with you guys, Jon just e-mailed me to say he has got a personal job when we get back of holiday (he's an arcitect, so the piddly jobs his firm dont want to do, they let their employees do in own time to make extra money) £400 !! Yaaaay, that will go straight off one of the cc, and I will rely on you guys to make me pay it off rather than spending it!!!Personal challenge: Do without as much as possible to pay off £12k by 07/2009!!!:T
Bluejeans Challenge: Spend less - Eat less! Need to lose [STRIKE]4 [/STRIKE] 2.5 stone (:eek:) then maintain until my concert in Dec!!
Cady's jam jar challenge.. how much will be in the pot?!
Budget: a mathematical confirmation of your suspicions.0 -
Wow, belly button peirced!! When you're slim and get it done, we want to see a picturePersonal challenge: Do without as much as possible to pay off £12k by 07/2009!!!:T
Bluejeans Challenge: Spend less - Eat less! Need to lose [STRIKE]4 [/STRIKE] 2.5 stone (:eek:) then maintain until my concert in Dec!!
Cady's jam jar challenge.. how much will be in the pot?!
Budget: a mathematical confirmation of your suspicions.0 -
Bargainfinder wrote: »Wooopeeeeee! I just thought I'd share with you guys, Jon just e-mailed me to say he has got a personal job when we get back of holiday (he's an arcitect, so the piddly jobs his firm dont want to do, they let their employees do in own time to make extra money) £400 !! Yaaaay, that will go straight off one of the cc, and I will rely on you guys to make me pay it off rather than spending it!!!
WOOOOO HOOOOO, nice one Jon, wish I could get £400 piddly jobs :eek: Soooooo pleased, you will pay it off CC cos we will want to see the statement showing us its been paid. :rotfl: :rotfl: :rotfl:1st January 2012 £2500 and 56lbs debts
22nd Oct 2014 £1500 and 42lbs debts0 -
jo u can have my piercing if u want lol, but it comes with added stretchmarks from i wa pg... one right up from the top of the piercing
grrr looks so bad, so even when i am slimmer and wear high waisted bikini bottoms u will see it.
wahey on the extra bit of work BF, £400 will go down nicely0 -
Bargainfinder wrote: »Wow Summer holiday! Kmac that's ssooo exciting! What part are you playing or are you directing?
I'm in the dance chorus.. My degree is in Drama, Dance and Musical Theatre so I direct/teach/ perform in my free time!! Didnt audition to be in the cast because I was new to Edinburgh so I'm just a wee dancer.
The songs are sticking in my head though. Last night we learned "Big News" and "Summer Holiday"... Its like a soundtrack to a very cheesy work day going on in my head right now. xx:heart2: Its 12 o'clock and I need your attention :heart2:Debt at Aug 2008 : Bank of Scotland CC : £1605 :mad:Overdraft : GONE!:j:staradmin Debt free aim: Sometime in 2009:staradmin0 -
Just gone through Junes bank statement £1500 with drew in total in cash, no record of where it went. It wasn't all wasted is all the in fo I have. Bills, food, petrol, etc but no idea, what bills what stuff, how much, food or petrol :eek: .
July's will be arriving shortly, Thats better, as i have been on here for best part of it. But I will be able to account for "every penny" in August as I have set up a running budget in excel and it totals my spending in every area as i update it :j .
Jo x1st January 2012 £2500 and 56lbs debts
22nd Oct 2014 £1500 and 42lbs debts0 -
I know, it would take me so long to earn £400, but his company charge £50 an hour for his services:eek: (he doesnt see that
) All he will have to do is not have a lunch break for a week, and work on drawing up a 3Drendering of something for someone, and it's thank you very much here's £400:eek:
Last time he got a personal job we used it to pay off the holiday, he got £750 for designing an extension for someones house and putting it through planning... it's not always that easy though, because he cant do too many before tax, and also people are really hesitant to spend money on these things during credit crunch!Personal challenge: Do without as much as possible to pay off £12k by 07/2009!!!:T
Bluejeans Challenge: Spend less - Eat less! Need to lose [STRIKE]4 [/STRIKE] 2.5 stone (:eek:) then maintain until my concert in Dec!!
Cady's jam jar challenge.. how much will be in the pot?!
Budget: a mathematical confirmation of your suspicions.0 -
LilMissEmmylou wrote: »jo u can have my piercing if u want lol, but it comes with added stretchmarks from i wa pg... one right up from the top of the piercing
grrr looks so bad, so even when i am slimmer and wear high waisted bikini bottoms u will see it.
wahey on the extra bit of work BF, £400 will go down nicely
Good Morning Emmylou, could you just wear a big jewel in it.
Jo x1st January 2012 £2500 and 56lbs debts
22nd Oct 2014 £1500 and 42lbs debts0 -
wow kmac, that sounds really exciting. Me i'm a nervous amateur!!
Jo, we have an excel spreadsheet as well and it works absolute wonders for us. As our ultimate goal is to live on just DHs wages, we have a column which tells us how much we have overspent by. At the moment it's £1100 a month!! (My full time wages) but hopefully we will get that down to 0 when the debt is gone:)Personal challenge: Do without as much as possible to pay off £12k by 07/2009!!!:T
Bluejeans Challenge: Spend less - Eat less! Need to lose [STRIKE]4 [/STRIKE] 2.5 stone (:eek:) then maintain until my concert in Dec!!
Cady's jam jar challenge.. how much will be in the pot?!
Budget: a mathematical confirmation of your suspicions.0 -
wonder what i could do for 50 quid an hour :eek:
jo x1st January 2012 £2500 and 56lbs debts
22nd Oct 2014 £1500 and 42lbs debts0
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