Guess whose back!? The Return Diary

ShelleyC_2

doodledo wrote: »

Well I have to agree Springers rock

Thought you might!

So glad everything is coming together for you CAFCGirl but dolly mixtures :eek: Worst sweets ever!!

bella2121

its just full of scum bags who dont deserve children!!

bella2121

Purpleroses wrote: »

Murder she wrote is a classic! Jeremy Kyle not so much!

trip was really good ta. Spent a whole day alone just wondering around the Louvre ahh bliss

I've been around just lurking more than posting.

Glad someone else likes it OH thinks i'm nuts!

sounds like you had a great trip, i need to get a holiday booked for next year i think give me sommat to look forward to, somewhere hot and exotic i thinks!

Jesthar

doodledo wrote: »

Only problem I have found is she drinks for England and has rather smelly trumps lol (writing that made me feel about 4 years old :rotfl: )

*sneaks into thread*

We user to refer to our first dog's rather noteable efforts as 'bio-chemical warfare'

*sidles back out*

bella2121

Jesthar wrote: »

*sneaks into thread*

We user to refer to our first dog's rather noteable efforts as 'bio-chemical warfare'

*sidles back out*

:rotfl::rotfl: :rotfl:

doodledo_2

I think that might be the most spot on description of them yet lol

Here is a question, why are they always quiet? I am paranoid people will think its me

bella2121

doodledo wrote: »

I think that might be the most spot on description of them yet lol

Here is a question, why are they always quiet? I am paranoid people will think its me

Yeah i know what you mean and then when you says its the dog they give you that look! :rotfl:

CAFCGirl

Yeah but my Dad always used to blame the dog when we were younger...

CAFCGirl

Jesthar wrote: »

*sneaks into thread*

We user to refer to our first dog's rather noteable efforts as 'bio-chemical warfare'

*sidles back out*

I FOUND A LURKER! :eek:

CAFCGirl

OK so done a new SOA for the pending changes.
What I need is areas for suggestions to try and save some more money.
I've not include our debts as we already overpay, and pay a total of 670 against the debts.
Factored in our increased travel costs, and pet insurance when we get the dog..... now where else can I shave some off?

The £30 I listed for clothes can be deducted immediately as we dont need anything and wont do for a while yet:A

£50 for mobile phones is both of ours, contract should be up in a couple of months for mine and I think I will probably just get the cheapest contract available, as mine only cost about £18 a month. DH needs to change his when its up in May though

Monthly Income Details
Monthly income after tax................ 1183
Partners monthly income after tax....... 814
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1997

Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 550
Management charge (leasehold property).. 0
Council tax............................. 120
Electricity............................. 30
Gas..................................... 0
Oil..................................... 0
Water rates............................. 10
Telephone (land line)................... 21
Mobile phone............................ 50
TV Licence.............................. 11
Satellite/Cable TV...................... 26
Internet Services....................... 0
Groceries etc. ......................... 175
Clothing................................ 30
Petrol/diesel........................... 50
Road tax................................ 15
Car Insurance........................... 30
Car maintenance (including MOT)......... 0
Car parking............................. 40
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 15
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 0
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 0
Total monthly expenses.................. 1173