Guess whose back!? The Return Diary

*MF*

CAFCGirl wrote: »

Im sure I will bore the boards with my drivel again,

*Speaking to self mode*

So I've got another one -
Maxmycardigan,

bogof,

Up your income (Up yours!!),

now "Guess who's back?".

Ok who's back is it? and where's the picture anyway?

Drivel? You got competition - I misread so so much on this forum, I am in another dimension half the time :rotfl: :rotfl:

*Exits" to lie down for a while!!!


Ooooops .... back! Pleased to meet.

daphne_descends

Ooh I love a good romantic story :blushing::blushing::blushing::blushing::blushing::blushing::blushing::blushing::blushing::blushing:

<throws confetti>

CAFCGirl

Awwwwwwwwwwwwwwwwwwwwww you guys *goonie-esque style*

I've never felt so loved!

I was shocked to hear about Wellers husband, really does put life into perspective doesnt it.....

Glad to see everyone still jolly and motivated...
Just one question since I've been gone.... whose been buying new knickers?! Hypno I'm looking in your direction.....

The wedding was amazing, and I'm very glad to have done it all and getting to spend my life with someone so early on, I consider myself very lucky.... some people dont find it till late, or at all... so a very lucky girl indeed...

Now just got to get my !!!! in gear, stop enjoying life quite so frivilously yet again and pay some debts down!

Only one question, where and how is Peanut the house rabbit?

Peanuts is GORGEOUS! And absolutely chuffing massive these days, she's with my old flatmate back at her mum's house, and is actually bigger than their dog.....:T we fed her well obviously

doodledo_2

Welcome back I remember you....................:D

CAFCGirl

i remember you too

I'm so happy I'm back, although not sure I like italics

no i definitely dont like italics.... anyway, thankyou to everyone for the warm welcomes, I do hope you'll all be as kind and lovely to be when i post the dreaded debt numbers later..... always later....

doodledo_2

Later as in today..........................or later later lol

Purpleroses

:wave:

aboot time ya came back luv! glad to hear married life is treating you well

CAFCGirl

C hunny! Hows things, how the black-house or whatever it was called that you built? And the jewellery etc? So much to catch up on!

Ok Doodles, i feel shamed into action, the time is nigh... I shall post.... one momento

hypno06

Whats all this about knickers

i may talk about my life being pants, but I don't recall the knicker conversation.

CAFCGirl

OK enough belly aching and reminiscing...

I'm back, Im married, I'm still in debt..... I'm actually in more debt now than I ever have been, however most of it is OH's....:rolleyes: But I'm trying to help him out as much as possible

Slight situation at the moment is that OH is unemployed, although 2 interviews today so hopefully something will come up.

So just my measley wage at the moment, however he will get a wage packet end of this month, but we need to make sure he has something come in at end of August otherwise we are up the creek....

So my income £1143
OH's income for end of july, should be around £700

Outgoings
Rent £650 (tied till end of january)
CT £110
Utilities £20 (only electric, water included in our rent)
BT £35 for line rental and connection when we moved in
Sky £26 a month, includes sky, bband and phone calls
Mobiles £35 combined
Food £160- £200, trying to get better with this

And then there is car stuff which OH knows all about because I dont drive/concern myself with the car.
Insurance for the year was £381
Car tax £110 (he thinks) due again in January
MOT (new so doesnt need one yet)
Petrol - now down to £30 a month since he isnt driving to work/or anywhere for that matter



OHHHHHHHHHHHHHHHHHHHHHHHHHHHH the horrible part now......
Abbey Loan 114.90%£4,417.00£4,142.65


Abbey Loan 219.90%£2,367.00£2,188.16
Car Loan12.30%£5,258.26£4,963.72Mum Loan0.00%£4,500.00£4,500.00Halifax Credit Card19.95%£2,397.69£448.00Abbey MBNA Credit Card2.90%£1,045.50£963.61Abbey Zero Credit Card£2,400.00£2,390.00I.F Credit Card14.90%£980.00£2,193.94
Homebase MBNA Card0.00%£38.50£2,384.00

Now according to the snowball that puts us £24,174 in debt.... god i feel sick

Loans are all fixed at £137.57, £89.42 and £147.29

Rest I've generally been paying over the minimum on and up until OH quit his job, we were on track, paying over £1000 a month to our debts.

Now however it all feels a bit up in the air...
So any advice however basic etc is more than welcome right now as we need to get this together and sorted out...

P.S the end columns on the debts are the current balances...