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Childrens Savings Account Freebies

MSE_Martin
MSE_Martin Posts: 8,272 Money Saving Expert
Part of the Furniture 1,000 Posts Combo Breaker
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Martin Lewis, Money Saving Expert.
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
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Comments

  • KAMRAY
    KAMRAY Posts: 66 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    The Childrens Mutal along with Accucard are offering the ipledge credit card that offers up to 0.8% cashback which is paid 6 monthly into a high interest deposit account in the name of your child. Also relatives can have the same card and get their cashback paid into the childs account.You also get discounts from retailers such as Argos when using the card online.

    http://www.ipledge.co.uk
    Tayyibah
  • Ally
    Ally Posts: 5,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hihi, I feel well cheeky today ;D!  Just went to NatWest, Nationwide, Abbey and Halifax branches to enquire about children’s savings accounts.

    NatWest – asked about the freebies kids get for banking with them, was told you get an Atlas for older kids and a 123 numbers book for younger kids – both Dorling Kingsley books.  I told the CA that we already had both books (a fib :-[), and that we had seen that they offer a Piggy Bank or Digital Organiser for opening an account.  She knew nothing about this – so I put on a really disappointed face and say ‘oh dear, my daughter was looking forward to opening an account here’ :'(, at this point my daughter did actually look disappointed too! :-/  Anyway, she said she would go and ask for us – she then came back a long while later with a Piggy Bank and Digital Organiser and just handed them over to my little girl!! ;D  Hadn’t even opened the account with them either – not bad hey ;D.  And, once she gets £10 in her account, she will get a voucher for a free book, which will make a good b’day pressie for someone! ;D

    Nationwide wouldn’t let me know exactly what was in the gift pack, just looked like a load of leaflets from what I could see – CS not good too good either >:(.

    Abbey told me they offer a teddy – which the CA had no idea what it looked like – and something else that he couldn’t remember!  The CS was fab there.  I never realised they closed at 4:30pm, we left at 4:50pm and at no point did they rush things to make me hurry up and leave!  Infact the Manager and counter assistants actually played with my 1 year old and 7 year old while I was talking to the CA! :)

    Halifax had very poor CS.  I was spoken to like they were doing ME a favour!!  And I was told to book an appointment just to speak to someone briefly about the account >:(.

    Needless to say, will be opening an account for both my little girls with NatWest, Abbey and of course A&L – loads’a freebies and money in the account for them too ;D ;D ;D.

    Ally

    Ps. Maybe the freebies that NatWest offer need to be updated to books Martin?

    BTW - the Digital Organiser is fantastic - you just press a button and it unfolds and props itself up!! Daughter is absolutely loving it!! ;D ;D
    I can say whatever I like here ... 'cos no one can see me .. ner ner ner ner ner !!!....

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  • System
    System Posts: 178,318 Community Admin
    10,000 Posts Photogenic Name Dropper
    My children opened an account with the Principality and received a great ceramic dragon moneybox and height chart
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • glynis_2
    glynis_2 Posts: 5 Forumite
    What's NCT please?
  • mary
    mary Posts: 1,585 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    It's probably National Childbirth Trust
  • MaccyB_2
    MaccyB_2 Posts: 30 Forumite
    Probably in the worng section- please feel free to move. Just wanted to point out that I am looking for a savings account for my little boy (2 years old) went through the rigmarole of applying for the smart account with Nationwide and found out at the last hurdle that you can only open this account is you are aged between 11 & 18. Wish I'd know half hour ago!!
  • ffacoffipawb
    ffacoffipawb Posts: 3,593 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    MaccyB wrote:
    Probably in the worng section- please feel free to move. Just wanted to point out that I am looking for a savings account for my little boy (2 years old) went through the rigmarole of applying for the smart account with Nationwide and found out at the last hurdle that you can only open this account is you are aged between 11 & 18. Wish I'd know half hour ago!!

    I opened one for my son aged 4 weeks with no problems at all. Passbook only, no ATM card.
  • Midget_Karen
    Midget_Karen Posts: 127 Forumite
    Quote:
    Originally Posted by MaccyB
    Probably in the worng section- please feel free to move. Just wanted to point out that I am looking for a savings account for my little boy (2 years old) went through the rigmarole of applying for the smart account with Nationwide and found out at the last hurdle that you can only open this account is you are aged between 11 & 18. Wish I'd know half hour ago!!


    I opened one for my son aged 4 weeks with no problems at all. Passbook only, no ATM card.
    isn't that the smart2save account??
    Proud to have become an Ocean Rower in 2010 (crossed the Atlantic in a crew of 4 ladies and had the best 77 days of my life!)
  • ffacoffipawb
    ffacoffipawb Posts: 3,593 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    isn't that the smart2save account??

    No.

    SMART Account.
  • TimC
    TimC Posts: 142 Forumite
    According to the Nationwide website the Smart account it is open to 0 to 17 year olds. http://www.nationwide.co.uk/savingsinvestments/short-term-accounts/smart_account/default.htm

    Our daughters have had Nationwide accounts since pre-school. At 11 they can have a cashcard.
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