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Credit Reference Agencies - Who Really Uses Who?! UPDATE

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  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    stclair wrote: »
    Thats exactley what Natwest/RBS do they will search experian if they dont find what there looking for they will then search equifax :D


    Hi matey - thanks for confirming but you know what? I know this lol - remember i'm AVU's biggest fan :rotfl: :rotfl: :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    I wonder if Stclair is in my local branch, might pop down and open a new account!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Innocent_Guy wrote: »
    I wonder if Stclair is in my local branch, might pop down and open a new account!

    :eek::eek::eek::eek: Whoops forgot I am now BANNED! 100% SOS!!! :eek::eek::eek::eek:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • stclair
    stclair Posts: 6,854 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    never-in-doubt wrote: »
    Hi matey - thanks for confirming but you know what? I know this lol - remember i'm AVU's biggest fan :rotfl: :rotfl: :rotfl:

    If I ever get a job in AVU youll be first to know and ill open you an account. :D
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • stclair
    stclair Posts: 6,854 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    never-in-doubt wrote: »
    Hi matey - thanks for confirming but you know what? I know this lol - remember i'm AVU's biggest fan :rotfl: :rotfl: :rotfl:


    I just like stating the blooming obvious :rotfl:
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    any idea who yorkshire bank uses as a credit check
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    stclair wrote: »
    I just like stating the blooming obvious :rotfl:

    Hehe - I gathered matey..... i've not applied for a while though so by the time i'm ready to, all cifas will have gone and it should go straight through :D:D:D
    stclair wrote: »
    If I ever get a job in AVU youll be first to know and ill open you an account. :D

    Aaaaw, you're still a top bloke - thanks matey :beer::beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    star-fire wrote: »
    any idea who yorkshire bank uses as a credit check

    Yorkshire Bank & Clydesdale Bank (National Australia Group)
    Search: EX
    Report: EX
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    cheers I.G still only 4 searches on my equifax,just getting a rough idea who to apply for tonight,just read some stuff on equifax ,and they said no more than 6 searches in a 6 month period,and try do applications within short amount of time ,that then show the lender you are looking for the best deal,spreading applications out is bad they say
  • catherine238
    catherine238 Posts: 32 Forumite
    Was hoping to apply for mortgage soon was just wondering does anyone know what credit reference agency ulster banks under writers use??

    any help will be grateful

    cathy
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