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Cheap Travel Money Discussion Area

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Comments

  • Jo4
    Jo4 Posts: 6,839 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    The Zero Credit and Zero Debit are excellent for travel, but better still are the Metro Bank Credit and Debit card.

    How are they better compared to the Santander Zero cards?
  • NiftyDigits
    NiftyDigits Posts: 10,459 Forumite
    Jo4 wrote: »
    How are they better compared to the Santander Zero cards?

    The Metro Bank CC has 13% interest. Santander Zero CC, up to 27.9%.
    Santander Zero Debit no longer available anyway.
  • Is it true that if you use a credit card to do lots of cash withdrawals (such as Halifax Clarity) that it will badly affect your credit rating? I was thinking about using it as my main way of getting cash for a year+ of backpacking.
  • KTF
    KTF Posts: 4,850 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Not that I am aware of.
  • Jigsawn wrote: »
    Is it true that if you use a credit card to do lots of cash withdrawals (such as Halifax Clarity) that it will badly affect your credit rating? I was thinking about using it as my main way of getting cash for a year+ of backpacking.

    I have just had a look at my credit file and while I was in Tenerife at my brothers house for 3 months earlier this year, I had to withdraw cash at the ATM and it does show on the file, the crap system these company’s use does not show that I was on holiday and out of the country, and I paid the card off ASAP, However since then I have obtained Credit so all must be OK.
  • Jigsawn wrote: »
    Is it true that if you use a credit card to do lots of cash withdrawals (such as Halifax Clarity) that it will badly affect your credit rating? I was thinking about using it as my main way of getting cash for a year+ of backpacking.

    I have just had a look at my credit file and while I was in Tenerife at my brothers house for 3 months earlier this year, I had to withdraw cash at the ATM and it does show on the file, the crap system these company’s use does not show that I was on holiday and out of the country, and I paid the card off ASAP, However since then I have obtained Credit so all must be OK.
  • After struggling to cash travellers' cheques in Turkey this year, I am getting an orange pre paid cash card. Does anyone know that this will work in ATMs there?
  • Will pre paid cash cards do the job in Antigua? Is it best to have ECDs or $US
  • NiftyDigits
    NiftyDigits Posts: 10,459 Forumite
    janmobile wrote: »
    After struggling to cash travellers' cheques in Turkey this year, I am getting an orange pre paid cash card. Does anyone know that this will work in ATMs there?

    Cash Passport Globe

    Anything less and you'll need your head tested.
  • NiftyDigits
    NiftyDigits Posts: 10,459 Forumite
    janmobile wrote: »
    Will pre paid cash cards do the job in Antigua? Is it best to have ECDs or $US

    See above.
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