Cheap Travel Money Discussion Area

yaddayadda

Have just spoken to Abbey about the Zero card. They say that it's against their T&C to pre-load a card and they may well withdraw it from me if I do that. This seems to be totally against what this site says and I gave them the details of the site for reference.

???

adwalton

The advice on the site is to get a Nationwide Flex account because its debit card is best for using abroad. But as the account is not the best current account in other respects, it is recommended to have it as a second current account and use only to put money in before travelling abroad. But the Nationwide website, which is linked, requires anyone applying to open a current account to confirm that they will use it as their main current account and transfer regular payments ans cerdits from my existing bank account. So how does one manage to get a nationwide current account as a second one?

dgjlee

I have an excellent credit rating I would like to get one of these purely for my travel abroad however as other have mentioned on here Abbey seem to have conflicting advice on whether it is ok to pre load this card. Also if you search their site the link to the Zero Credit card information does not return anything. Because of this can someone here who has one answer a few questions for me

- Has anyone got one recently?
- I have heard horror stories about the online management of this card. Is this true?
- Is it ok to pre load the card?
- Have you used the card in the US without issue?

Any other advice gratefully received.

dgjlee

yaddayadda wrote: »

Have just spoken to Abbey about the Zero card. They say that it's against their T&C to pre-load a card and they may well withdraw it from me if I do that. This seems to be totally against what this site says and I gave them the details of the site for reference.

???

Can you post the link to the site please?

ramlow23

Spending in New Zealand and Thailand

I'm travelling to NZ and Thailand next week and only have a certain amount of cash to spend. The rest will have to be paid by Credit Card but I won't be able to pay back fully when I return.

What are my best options?

Get a Nationwide Fexaccount and put my cash in there to spend. Once it's gone, use a Abbey CC or my usual one which has lower interest rates (but probably hight overseas rates).

Any help would be much appreciated!

Thanks

nigandjules

Hi,
we have just applied for our nationwide account, (hope it arrives in time), does anyone know which atm's won't charge us a fee to withdraw funds- as I believe many Atm's charge a fee. Thanks jules

Eddyia

I understand that the main focus of this thread is about obtaining foreign currency before or during a holiday abroad but does anyone know the best way of exchanging money back to pounds sterling when you have returned home.

I have kept a sizeable amount of US Dollars (when the exchange rate was greater than 2 USD to 1 GBP) and I bought quite few extra USD because the exchange rate was so good, anticipating the pound would slump significantly over 6 to 12 months and this would help me pay off some of the previous holiday costs.

Also are there any tax implications of doing this?

yaddayadda

dgjlee wrote: »

Can you post the link to the site please?

http://www.moneysavingexpert.com/travel/cheap-travel-money#topcards

nigandjules

does anyone know if there is a atm network in orlando that does not add a surcharge to use a nationwide flexaccount debit to withdraw cash? Especially near the airport and lake bv?
thanks Jules

antenna

nigandjules wrote: »

Hi,
we have just applied for our nationwide account, (hope it arrives in time), does anyone know which atm's won't charge us a fee to withdraw funds- as I believe many Atm's charge a fee. Thanks jules

Abroad,all atm's will charge a fee,but Nationwide will not charge any fee for their side of the deal