DFW July 08 support group

rubydoiwannabee

Evening all,
Go Kel!! Well done for being organised enough to go through all the statements. I know this is probably a stupid question but when you talk about charges are you including interest? We haven't had any OD charges or CC charges other than interest I don't think.......

Been raining here all day and the whole family except me have been really, really lazy. I have been busy, tesco shopping, cleaning, spreadsheets and like you millie WASHING, and trying to get it dry without the tumble dryer.

Sorry to hear you were feeling rough Tony and glad you are on the mend now.

Thanks to you all for your birthday wishes, I had a lovely day and have some vouchers that I have been told I have to spend on myself, so I am looking forward to a bit of a spending spree.

Waiting for bingo night live now, anyone tried it?

xxxx

Tonylpool

no rubi,

how do you get on it?? i get loads of bingo emails through

rubydoiwannabee

Tonylpool wrote: »

no rubi,

how do you get on it?? i get loads of bingo emails through

http://www.itv.com/BingoNightLive/default.html

Hi,
sign on here and then get your FREE cards daily, you never know!!:beer:

Different_Corner

milliemonster wrote: »

bloody ell Kel!! you go girl and get your money back!!!!, I think we were missold a PPI on a secured loan we had on our last house with First Plus that was about £4k I think, but we paid it off when we moved house in March, I don't know if we would have a claim now its finished and I wouldn't know where to start with it

Millie
Have a go, I had a Northern Rock loan that finished in 2006 and claimed at the beginning of this year - got £2k back.

milliemonster

DC - that's great, I don't know where to start though, is there a template letter somewhere?, I'm sure there is, I must get off my lazy a** and look for it obviously!

Different_Corner

Millie
Here you go :
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

The PPI reclaiming thread is useful too, loads of First Plus claimants and advice.

NW-ANGEL

milliemonster wrote: »

bloody ell Kel!! you go girl and get your money back!!!!, I think we were missold a PPI on a secured loan we had on our last house with First Plus that was about £4k I think, but we paid it off when we moved house in March, I don't know if we would have a claim now its finished and I wouldn't know where to start with it

do a search on here for PPI and look into it you may be entitled xx fingers crossed for ya - sure it'll just be letters and digging out old payments then wait and see....worth a shot x

NW-ANGEL

oops well done different corner :T and thanks! x

NW-ANGEL

rubydoiwannabee wrote: »

Evening all,
Go Kel!! Well done for being organised enough to go through all the statements.thanks hun! needs must lol;) I know this is probably a stupid question far from i had to ask them questions before i began! but when you talk about charges are you including interest? no dont think you can - BUT when you claim charges such as direct debit returned and overdrawn charges - ive read something about if goes to court can add interest on charges from date you had this money taken?! someone will correct me if im wrong im sure but ive done claim without interest - got too complicated for me! We haven't had any OD charges or CC charges other than interest I don't think.......ours are for when i was going through some carp times and they just kept slappin on the charges - our own silly fault in some ways but bank hardly helped us :rolleyes:

Been raining here all day and the whole family except me have been really, really lazy. I have been busy, tesco shopping, cleaning, spreadsheets and like you millie WASHING, and trying to get it dry without the tumble dryer.give them all a job lol:rotfl: kick em up the rear lol

Sorry to hear you were feeling rough Tony and glad you are on the mend now. hope you ok today too Tony xx

Thanks to you all for your birthday wishes, I had a lovely day and have some vouchers that I have been told I have to spend on myself, so I am looking forward to a bit of a spending spree.:T oo let us know what you buy ...im so lookin forward to spending on a few work things for new job out of OH overtime - will pay the rest to debts of course but NEED some new stuff enjoy the treat xx

Waiting for bingo night live now, anyone tried it?
ive not - knowing me i'll end up at a loss ! lol
xxxx

enjoy the rest of sunday folk xxx
kel

NW-ANGEL

milliemonster wrote: »

DC - that's great, I don't know where to start though, is there a template letter somewhere?, I'm sure there is, I must get off my lazy a** and look for it obviously!

:j SOOOOOOOOO hope your doing this :T
kel