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Challange 5 No Spend Days In July

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  • roxy7699
    roxy7699 Posts: 1,067 Forumite
    Part of the Furniture Combo Breaker
    Ok so now im defo gonna do less in August - I want the clappy hands at the end of the next challenge
  • HI Everyone dont know if i can class today a NSD as i had a bill to pay tht i pay every last wed of the month so i had the money already left past for it so didnt spend it if you know what i mean?? so what do you all think can i count it in as i spend no money today on anything:confused::confused:

    Roxy.............I think you have done great this month :T :T :T


    Well 2moro wont be a nsd for me as im going shopping:j :j for bits & pieces for my hols which will be in 2 weeks time:rotfl: :rotfl: :beer:
    Save 1500 - (Monzo Card Pot by Dec 2021) 1020/1500 
    12 NSD MAY 3/12
    Lose 21lb by July .......................4 /21LB 
  • nzseries1
    nzseries1 Posts: 2,240 Forumite
    Yay!!! NSD today, I reached my target !!!!!!
    I am going to reward myself tomorrow by buying a massive bucket of KFC. Mmm, I'm drooling just thinking about it.

    Right, I want everybody to march themselves over to the August NSD and sign yourselves up. Failure to do so may result in disciplinary action, and a complete lack of desire to moneysave!!
    http://forums.moneysavingexpert.com/showthread.html?p=12906161#post12906161
    You're spelling is effecting me so much. Im trying not to be phased by it but your all making me loose my mind on mass!! My head is loosing it's hair. I'm going to take myself off the electoral role like I should of done ages ago and move to the Caribean. I already brought my plane ticket, all be it a refundable 1.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HI Everyone dont know if i can class today a NSD as i had a bill to pay tht i pay every last wed of the month so i had the money already left past for it so didnt spend it if you know what i mean?? so what do you all think can i count it in as i spend no money today on anything:confused::confused:

    Roxy.............I think you have done great this month :T :T :T


    Well 2moro wont be a nsd for me as im going shopping:j :j for bits & pieces for my hols which will be in 2 weeks time:rotfl: :rotfl: :beer:
    For me a bill doesn't class as a spend as it is a pre-determined payment.... I would class it as an NSD as I have DDs or STOs going out most days....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • roxy7699
    roxy7699 Posts: 1,067 Forumite
    Part of the Furniture Combo Breaker
    HI Everyone dont know if i can class today a NSD as i had a bill to pay tht i pay every last wed of the month so i had the money already left past for it so didnt spend it if you know what i mean?? so what do you all think can i count it in as i spend no money today on anything:confused::confused:

    Roxy.............I think you have done great this month :T :T :T


    Well 2moro wont be a nsd for me as im going shopping:j :j for bits & pieces for my hols which will be in 2 weeks time:rotfl: :rotfl: :beer:


    Ahh thank you... I agree Bills dont count at all or youd never get anywhere
  • angeldiva
    angeldiva Posts: 346 Forumite
    Debt-free and Proud!
    I didnt do it! but next month....im going to do it!! (Grim determination on her face)

    I really also want clappy hands after my own name...

    im going to start from 5 again...


    see you all over at the next challenge :)
    In Jan 2007 I had a debt of £27,896.00 :eek:
    In October 2011 I paid it off and owned £0.00 - Kinda proud of this!:T
  • rb6ac
    rb6ac Posts: 611 Forumite
    End of month report: Aimed for 7, achieved 15 :) Good luck for August all!
  • i just completed the entire month of july with no spending,only payed utility bills,groceries,petrol and thats it,no newspaper or magazine or anything,i found it surprisingly easy, as i do not smoke or drink :T:T:T:money::money::money:
  • O glad you all agree with me on paying a bill that was 6 in total

    Come on over to Aug challange

    Thanks everyone for your support in July:beer:
    Save 1500 - (Monzo Card Pot by Dec 2021) 1020/1500 
    12 NSD MAY 3/12
    Lose 21lb by July .......................4 /21LB 
  • I failed. I got hooked on the free dvd with the Daily Mail so I've been buying them every day all month. I'll aim for 5 in August providing the dratted paper ends the promo!
    I have the simplest tastes. I am always satisfied with the best.

    Oscar Wilde
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