📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Challange 5 No Spend Days In July

Options
1232426282932

Comments

  • WEll done one & all:j :j

    You know ive only 1 more to go & im finding it relly relly hard i try to plan then something crops up ya know what i mean?
    Save 1500 - (Monzo Card Pot by Dec 2021) 1020/1500 
    12 NSD MAY 3/12
    Lose 21lb by July .......................4 /21LB 
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Achieved 1 NSD yesterday. I still enjoy spending too much - dangerous for me to go to corner shop too. I send son! He only spends on what he is told eg milk and bread. It is more expensive at corner shop but cheaper than going myself to cheaper shop! I have stocked up on bread in freezer but struggle to keep enough milk in stock!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • angeldiva
    angeldiva Posts: 346 Forumite
    Debt-free and Proud!
    5 NSD's
    Wanttobeasaver - COMPLETED!!!:T
    Ktjazz - COMPLETED!!!:T
    Notenoughcash
    Me - Angeldiva
    Squealy
    Rubydoiwannabe
    Pandora205 - COMPLETED!!!:T
    Mrs Money
    Elegant elephant
    Bestdebtsolution
    Piglet 6 - COMPLETED!!!:T
    Alphie25
    Aussieonabudget - COMPLETED!!!:T
    Cleosmum - COMPLETED!!! :T
    beanielou
    Hayley11

    7 NSD's
    Notanothergreyhair
    Rb6ac - COMPLETED!!! :T


    10 NSD's
    Joeyjac
    Hypno06
    Lula-Hula
    archers addict
    ciara2712


    12 NSD's
    Jamie Dodger
    Sam89
    Nzseries1 - COMPLETED!!!:T


    13 NSD's
    Toothfairybutkicker

    16 NSD's
    Ames

    23 NSD's
    Roxy7699
    Lisa_martin

    as usual, anyone missing pm me :)
    In Jan 2007 I had a debt of £27,896.00 :eek:
    In October 2011 I paid it off and owned £0.00 - Kinda proud of this!:T
  • beanielou
    beanielou Posts: 95,538 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow, respest to some of you.
    Some amazing amount of NSD's for some of you.
    Thanks angeldiva for the chart.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • rb6ac
    rb6ac Posts: 611 Forumite
    Thanks for the updated list angeldiva!
    roxy7699 wrote: »
    Ahh RB6AC - youve helped me feel so much better with the same amount of days as you I think it works saying more NSd than spend days. Thank you
    It sounds much better doesn't it! I think you are so brave going for 25 - I could never aim that high :T
  • yesterday was my fifth, hurray!

    Aiming for a few more by the end of the month
  • Right, nsd 6 today ! I had my hair done, but my lovely son treated me. Only 4 to go!
    July NSD 10 / 10
    :T
  • right, nsd number 6, hooray! I had my hair done today but my lovely son treated me. Only 4 left!
    AA
    July NSD 10 / 10
    :T
  • Sorry, double post !
    AA
    July NSD 10 / 10
    :T
  • Horace
    Horace Posts: 14,426 Forumite
    Well I have had 2 NSDs - I didnt spend anything on Sunday nor today:j
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.