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Live on £4000 for a year - Part 3

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  • well done Nyk:T :T
    I try to take one day at a time, but sometimes several days attack me at once
  • Mollymop5
    Mollymop5 Posts: 2,095 Forumite
    Yes well done :)
    lost my way but now I'm back ! roll on 2013
    spc member 72

  • whitewing
    whitewing Posts: 11,852 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Good news is that we made it to the end of Sept without putting the heating on.

    Had some big bad news today but am not ready to share it. (Not illness or anything I can't get over). Thank goodness for this thread for the only laughs I've had in the last 24 hours. And for enabling me not to panic. You are all wonderful.

    I shall visit the shiny new thread in a positive mindset.
    :heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
  • Frugaldom
    Frugaldom Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hope everything turns out for the best, whitewing. Sending you virtual 'dodgey hugs' in the hope it makes you smile. :grouphug:
    I reserve the right not to spend.
    The less I spend, the more I can afford.


    Frugal living challenge - living on little in 2025 while frugalling towards retirement.
  • Mollymop5
    Mollymop5 Posts: 2,095 Forumite
    Signature updated.i decided this month to have 2 purses.One for food and another for "others".I had divided what I had left of the budget for rest of year and worked out I had £355.93 per month to spend.

    I had £138.26 coming out of bank for direct debits electric/gas ect
    I gave myself £100 for food and £117.67 for other stuff.

    I spent £138.26 on Direct debits

    Food £100.00 was actually just under but put change in sealed pot so counting it.

    Again I was under budget for other stuff but just by pennies so they went in my sealed pot too.

    other stuff consisted of kids clubs, pocket money, clothes, school items.So many to list lol

    Anyway I managed to come in on budget and again have £355.93 for October.Here goes again :)
    lost my way but now I'm back ! roll on 2013
    spc member 72

  • whitewing wrote: »
    Good news is that we made it to the end of Sept without putting the heating on.

    Had some big bad news today but am not ready to share it. (Not illness or anything I can't get over). Thank goodness for this thread for the only laughs I've had in the last 24 hours. And for enabling me not to panic. You are all wonderful.

    I shall visit the shiny new thread in a positive mindset.

    :kisses3: Sending you some (((hugs:heartpuls :heartpuls ))) hope whatever the problem is you have the strength to deal with it.
    Reduce,re-use, recycle.






  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    :grouphug: :grouphug: :grouphug: :grouphug: ((((Hugs)))) White wing - and anyone else who needs them...
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    more ((hugs)) for Whitewing
    Cheryl
  • Update from me:
    Total Spent at the end of Sept: £2642.65
    Total Allowed (274 x £10.92): £2992.08
    UNDER BUDGET BY £349.43 :j:j
    Total left: £1357.35 or £14.75 per day.


    (((HUGS))) to Whitewing, I hope you're okay. xx
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    Hugs whitening xx Hope you are okay x
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
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