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Live on £4000 for a year - Part 3

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  • dfw844
    dfw844 Posts: 254 Forumite
    Well I've done very well this weekend, stayed in pretty much the whole time! Spent £6 on groceries yesterday (so why am I still living on toast and breakfast cereal?), and a few of my survey vouchers on treats - that was nice!

    Had relaxing weekend reading and cleaning - and avoiding the neighbours in my awful tracksuit - Redglass I hope you sort everything out.

    Off to watch some trashy telly. Enjoy the rest of the weekend everyone.
    Debt at highest Nov '06 £17,822.98
    Debt at LBM Nov '07 £14,231.63

    DEBT FREE as of 01/01/09 now I have savings!!
  • Frugaldom
    Frugaldom Posts: 7,136 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi guys and gals, gosh, what a busy lot you have all been! That's me just home and the trip cost me £24 in total, but I came back with the car laden with the bathroom suite, groceries, a clothes airer, a mirror, a shelf and several other bits and bobs, includng my old computer that was still at mum's, so I'll need to set it up and test it. I am still within my budget for the rest of this month and I am almost prepared for the start of the new chalenge tomorrow.

    Lynda, good luck with the offers on the houses! I didn't know you could offer on more than one: what happens if both accept? :eek:
    Glad the date went well and hope there's a second one to follow soon.
    Redglass, it must be the weather for run-ins with neighbours! :rotfl: I had a slight altercation with one of mine this week, too.... umm, perhaps we live either side of the same bad neighbour? :D

    Jumble Bee, Taka's mention of a 'spurtle' was referring to the porridge stirrer, not your poor finger, but, from hereonin, I shall forever think of your thumb as a spurtle whenever I hear the theme tune to Goldfinger! Sorry. :rotfl:

    Going to catch up with the rest of the posts again, memory lapse has caused me to forget everything that I've just read. :o
    I reserve the right not to spend.
    The less I spend, the more I can afford.


    Frugal living challenge - living on little in 2025 while frugalling towards retirement.
  • Marru
    Marru Posts: 4,126 Forumite
    Tasks for weekend:

    See what can be rescued and cooked from the stuff that is in the fridge Not done yet :oWill try to prep some stuff ready to be thrown to the SL in the morning
    Clean animals Next on the list but need to have some food first :rolleyes:
    Go to Mr M and get shower gels and hunt for bargains Forgot that they shut at 4 on Sundays and after sitting in gruesome traffic for ages they were shut by the time I got there :o :mad:
    Get my personal spreadsheets up to date DONE :D See brand new signature now running to the end of tax year with new personal earning challenge
    Do some MB Qulified yesterday for free bet, placed bet today with guaranteed profit of £47.74 and the horse was a non runner :mad:
    Washing DONE :D
    See if I can find a freezer from freecycle Have had a look at several sites around here, seems there is more demand than availability :(

    Gongrats Redglass re the allotment and JB for getting your finger unwrepped and LS for having nice time and Nyk for having very fruitful weekend and ... oops can't remember any more.

    Off now to warm up some pasta bake (HM defrosted)

    Have a nice evening everybody...

    Marru

    PS talking about earning challenges, I despertely need 1.2k to be put to DD's CTF by the end of October, any great earning ideas? MB is out as I don't have big enough float to get that much in this short time. Will have a look if I can at least get something that way.
    "Everything will be alright in the end. If it's not alright, it's not the end."

  • thriftymoo
    thriftymoo Posts: 1,219 Forumite
    hiya all!

    totally forgot that i was a member of this challenge until now doh!! anyway can i change my target to £1093 for the rest of the year?

    i'm gonna try my best to keep up with it from now on but it would be impossible to work out what ive already spent so i'll start from tomorrow!
    Aug £10 a day £0/£1000
  • nykmedia wrote: »
    Lynda, good luck with the offers on the houses! I didn't know you could offer on more than one: what happens if both accept? :eek:
    Nyk, the system is different in england - there is no binding contract until contracts are exchanged - that's usually after all solicitors work done on paperwork/searches etc and mtg guaranteed. Exchange is often 4 weeks before completion (i.e. you own the house). It's not the sealed bids jobby you have oop North. Once a bid is accepted it is not binding in anyway on either side, though a seller accepting a higher bid from someone else later should be illegal in my opinion! That's known as gazumping.

    Great haul Nyk. Redglass - I agree with your general outlook on community living. It goes along the lines of if you choose to live in a victorian town designed for horse & carts, owning a 4x4 in a street as narrow as ours where emergency vehicles can already barely get down is a tad self centred.
    A no spend day here. And a superb wheezl pudding made - shall pas on recipe shortly - basically homemade icecream using HMskimmed yog,elmlea, honey & toasted almonds. Using up left overs for lunch & tea so feeling:A
    I try to take one day at a time, but sometimes several days attack me at once
  • bails
    bails Posts: 3,196 Forumite
    Hi everyone, well I've caught up on the weekend's posts, still not read the other 8 pages I'd missed!
    All the allotment talk is very exciting; I've really enjoyed my first attempts at growing my own this year and still get a nice surprise when I find food just lying around my garden :D I'm planning a garden session at some point this week and will need to have a think about what I might be able to grow next.
    Great news on the date and the house Lynda, fingers crossed for both! Sorry your to do list's had mixed results Marru, you've done your finanaces though which is fab! Woodyrocks, I'd assumed Woody was your OH not your child, no idea why :o I had a night out last night which was bizarre in the extreme but still fun -trying not to think about the spends too much! Nyk, a new bathroom woo hoo! I SO love free stuff! :T Welcome back lysa! better late than never eh :rotfl:
    Hiya to Whitewing, BB, TTDB, Mollymop and everyone else too. Can I just say, I'm so glad you're all still around and on this challenge - even after a costly weekend, I know I can come back on here and get back on the wagon so thankyou!
    I'll have a look at the 1k in 100 days but not sure I can commit...we'll see. I'm looking forward to this week, start a new course tomorrow and have the week to get on top of my to do list.
    And finally, I hope tomorrow is a wonderful celebration of Andrew's life Sophiesmum, I will be thinking of you xxx
    The 1,000 Day Challenge:
    Feb 16, 2016
    500/30,000
    1.67%
  • Frugaldom
    Frugaldom Posts: 7,136 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sophiesmum, I hope everything goes exactly to plan tomorrow.
    Thinking of you and your family. :)

    Bails, glad you managed to catch up, things tended to be quite hectic the past couple of weeks and it doesn't seem anytime, at all, until I need to start part 4 of the challenge! :eek: I'm feeling fairly confident of completing within budget but far less confident of beginning with the cash in the bank 'up front'. Still, it should prove to be interesting trying to make it, if nothing else :rotfl:

    Redglass, I gather the problem you have is with narrow street/wide vehicle owned by neighbour and they chose not to park it in their driveway? I can sympathise, as I just cannot see the point of 'civvie street' residents with 'clean' jobs having muckle great 4x4s like they will need to tow a livestock trailer or tackle forest, hill and stream just to reach civilisation. Too much money, methinks, or else a warped sense of wanting to appear 'countrified' whilst popping to the supermarket. Next time you tackle the situation, don your Hunter wellies and Barbour jacket, take a spaniel and have shotgun barrel cleaning rods in your hand. That'll teach 'em! It's amazing how many people never think of the size of a fire engine when parking. A bit like the health service ordering all those new ambulances some time back and then discovering the new design wouldn't clear the council road safety speed ramps - they just don't think things through! (Sorry, go into a rant on your behalf, hope you don't mind :o )

    BB thanks for pointing out the housebuying difference, I was trying to imagine my lawyer's face if I asked her to submit offers for several properties at a time here and us ending up doing time after trying to pay the double debts. :rotfl:

    Lysasparkles, welcome back! I thought everyone else had deserted us. Glad to see you climbing back on board. :T
    I reserve the right not to spend.
    The less I spend, the more I can afford.


    Frugal living challenge - living on little in 2025 while frugalling towards retirement.
  • Woodyrocks
    Woodyrocks Posts: 1,913 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    bails, I have the worst imagination, please put me/us out of our collective misery and expand on extreme! I have visions of bondage and what-nots :eek: :p

    My OH's name is Connor. I should mention that I am single & don't know anyone called Connor :rotfl:

    If anyone would care to know my future son's name, I will be only too happy to share this info as well ;) (oi, i heard that. I am not a psycho fantasists TYVM :p)
    DEBT FREE AND LOVING LIFE
  • Woodyrocks wrote: »
    Feeling disappointed with myself this morning. Managed to get to yesterday having kept to the budget but got an invite from a friend to go with her to a club for a friends birthday and because I had someone to watch Woody I said yes.
    Woody - this sounds like you got a babysitter for your son woody. So if not a son who is he (or what?:D )
    Nyk - slight confusion here: redglass didn't disclose her neighbour problem, it was me that gave an example of what I considered un community behaviour with our very narrow road and 4x4 owners:o No driveways where i live either - on street parking only.

    Sophiesmum: hoping tomorrow is a day of special memories.

    Just been working on accounts and average monthly spend on essentials (i.e. essesntial living costs incl c.Tax & mtg, so what I need to earn as a minimum)) has gone down each of last 3 months:j . Trying to spend nothing else on food for the rest of the month though:eek: .
    I try to take one day at a time, but sometimes several days attack me at once
  • nykmedia wrote: »
    Redglass, I gather the problem you have is with narrow street/wide vehicle owned by neighbour and they chose not to park it in their driveway?

    Not exactly, but equally selfish. Let's say it's a case of hogging something that others need more, but not being satisfied, and taking more and more beside, and STILL not being bluddy satisfied, and behaving as if other people are the selfish ones! :mad: There, that's mystified you! :rotfl:
    'Whatever you dream you can do, begin it. Boldness has genius, power and magic in it. Begin now.' Goethe



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