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Lucielle's daring debt free journey

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Comments

  • Hi Lucielle

    Will link in when I've found it and updated it a bit. Am up to page 220 catching up with yours...it was 2011 when I last posted :-(
    Debt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! NEW Goal Debt and Mortgage Free Jan 2025.
    Debt Free Diaries - TizerCat learns to stay debt free
    November NSD Challenge 12/16
    6 months emergency fund challenge £500/£6000
  • lucielle
    lucielle Posts: 11,587 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Gosh it has been a while. Hope you aren't bored to death!!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • TizerCat
    TizerCat Posts: 526 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    edited 3 September 2014 at 10:29PM
    Good morning!

    Far from it Lucielle! It is inspirational what you have done clearing all that debt and reading the everyday minutiae of life shows how every small step is important in achieving the big goal. And it is comforting to know that someone else has the same ups and downs in life x

    Have read through the last few years of your life, what a lot you have had going on! I do regret not having shared the journey with you and have not progressed one iota with my own debts.

    Hope you are ok and things are still going well?

    I'm off to see if my old diary is still anywhere...

    TizerCat x

    https://forums.moneysavingexpert.com/discussion/comment/66421125#Comment_66421125

    Not sure if thats how you put a link in?
    Debt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! NEW Goal Debt and Mortgage Free Jan 2025.
    Debt Free Diaries - TizerCat learns to stay debt free
    November NSD Challenge 12/16
    6 months emergency fund challenge £500/£6000
  • TizerCat
    TizerCat Posts: 526 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Hi there ? hope you are having a good day? Do you have another diary now you are debt free?

    TC x
    Debt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! NEW Goal Debt and Mortgage Free Jan 2025.
    Debt Free Diaries - TizerCat learns to stay debt free
    November NSD Challenge 12/16
    6 months emergency fund challenge £500/£6000
  • lucielle
    lucielle Posts: 11,587 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No I've still got this one. Did think about quitting as I felt I didn't have anything to contribute but still keep drifting back like a bad smell.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 96,645 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Lucille~~:naughty: You are not a bad smell.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
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  • TizerCat
    TizerCat Posts: 526 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    HaHa! Good your still here. :beer:

    I was wondering now you have achieved your goal have you got a new one? I seem to remember you wanted to buy a house at one point? And how is the business going? i seemed to be doing well?

    And a question close to my heart..do you think you would of cleared your debts if you hadn't given up your horse? OH keeps saying mine should go, but I fear at my age that will be the end of riding for me :-( so am reluctant.

    Hope you and your family are good

    TC x
    Debt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! NEW Goal Debt and Mortgage Free Jan 2025.
    Debt Free Diaries - TizerCat learns to stay debt free
    November NSD Challenge 12/16
    6 months emergency fund challenge £500/£6000
  • lucielle
    lucielle Posts: 11,587 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Beanie! How's things?


    Well DS1 leaves on Tuesday for London and then flies to New Zealand on Wednesday. Mixed feelings at the moment we've had 'words'. I was hoping for a nice family week and the feel good factor but it is missing at the moment. He's having a leaving party on Saturday, I've booked a taxi home.


    Can't remember if I've already mentioned that I've got a black tie event with work, in London very soon. Everything is sorted dress wise and I'm staying down for the weekend to see my sister. The only fly in the ointment is that its weekend for OHs injection, DS2 has got training camp and it will be his birthday.


    I've also got 2 days away for a 'team building' shin dig. Quite looking forward to this as I like being a mucky !!!!!!!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,587 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Crossed posts there Tizer.


    Hmmm horses, have to say OH is pleased to see the back of them. I haven't ridden since OH took me away to ride the Clydies in the lakes and that's coming up for 3 years. I wont lie it has made it easier money wise but you do have to have things for yourself. Can you possibly take on a sharer to help with the costs?


    The business is ticking along we are approaching our quiet period. Hoping to get some contract work in to tide us over the winter period.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi L...hope the black tie event and the team building thang go well! Nice to have work stuff to look forward to which isn't the usual routine.

    Hope you get some contract work too. Keep us posted.
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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