Lucielle's daring debt free journey

beckseven

Glad you had a fab Christmas Lucielle.

lucielle

Worked a few hours over the weekend and in again tomorrow.

Farrier has been and put shoe on, he is still lame and now it will be a case of time and rest.

4 children plus 1 friend went swimming whilst OH and I played badminton. I won, Go Me! Go Me! Now should have 2 extras sleeping over tonight and DD1 is away at her friends so only a slight increase IYKWIM.
L

beckseven

Only five kids in residence so I'm sure you won't notice an extra head! (feeling faint at the thought of that many children under one roof!) I bet it's great at your house though Lucielle-when I was younger I always used to dream of having loads of brothers and sisters because I only had a brother who was 8 years younger than me. I used to love going to the house of my friend who came from a family of 6-like you say it was very easy to join in their tea etc without causing too much of a stir!

lucielle

Extra 2 have been fed before arrival so probably have enough leftovers for another meal. I am 1 of 3 but big age gaps. I also had a friend who was 1 of 4 and like you say fitted in very well at meal times. I always wanted 4 and luckily got 2 of each.
L

beckseven

Have a great New Years Eve Lucielle

hypno06

Happy New Year :j

lucielle

Just completed a 4 mile walk up hill and down dale and came home and had dinner/tea/supper of bacon and eggs. Now going for a wallow in the bath, with book, bubbles and cup of coffee. Hopefully off to see the boys tomorrow (need to get tack cleaned), hopefully the numnahs and girths will be dry by then.

Have got the Avon all packaged up ready for delivery. Only a very small order this time so keeping fingers crossed things will pick up. Right, the bath is beckoning,
Happy New Year
L

lucielle

Went to the boys, mine is walking a lot better nut still lame, another couple of weeks and he should be ok.

Avon delivered today. Got a couple more deliveries to make but should be done by Wednesday.

I need to rein in the grocery spending, so I have got my book out and I will be keeping a beady eye on it. I am also going to target 1 cc which is really annoying me, as it is only a small amount but seems to be taking forever to shift. I owe £705.14 have paid £100 off it today and I aim to pay another £35 by the end of the month. I really want this card to be gone by May and then I can concentrate on the Abbey National, which is also another small amount.
L

hypno06

With a bit of focus and determination, I am sure that you will have that credit card gone way before May......even if it is only a very small amount, throw it at the card and you will see the balance coming down really quickly - this is what I did with ours, and sometimes I was paying amounts which were almost embarressingly small, but it really did become a mega motivating challenge to see that balance coming down.

So, every £ you reduce your shopping budget by, you can throw a £ at the credit card.....

You can do it x

beanielou

Have to agree with Hypno that every little helps.
ONe of mine had 3 sheets of payments last statment:rotfl:
Thats the good thing about internet banking.