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Lucielle's daring debt free journey
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Would sassenach cake sound posher?
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
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2 things sorted that have been outstanding for a while, chat about website should be live in a couple of weeks. Very grateful for the lady who's buiding this and hope things improve for her. Managed to track the accountant down and have the figures to pay our chap. Bit disappointed with the jam as it only made 3 jars was expecting at least 6. Got another 1lb of plums so need another lb to get the next batch under way. Off to finish the books.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Stunning day weather wise as yesterday was awful. I think a day of gardening is on the cards. OH has fetched the chainsaw home for DS1 to use, which I'm a bit eek about. Got to pick DS2 up from hise friends, my hair is in need of washing, but I think I'll tie it up. Also hoping he fetched the log splitter home and then we can get tidied up a bit. I'll persuade one of the chaps to mow the lawn (lure of a fiver usually helps).
DS1 fancied making a Victoria sponge yesterday but I think the recipie I gave him was a bit crap as it didn't have any marge in. Need to find a better on, but bless him he did all the washing up including my jam making stuff. Best shift my butt.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
The bbc website has a lovely recipe for a victoria sponge http://www.bbc.co.uk/food/recipes/victoriasponge_13555
I've used it and its turned out nice... I don't do the cream and berries bit...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
DS1 is still chomping his way through his cake. Got up this morning and my back told me it wasn't impressed at the amount of work it did yesterday. Only stopped when the log splitter decided it wasn't going to split anymore (needed some more hydraulic oil in). At the time I was most disgruntled as I wanted to get it done, however it was probably for the best as I creaked about the office this morning. Handyman came in and left some plums so I've got enough for another batch, which is bubbling away.
DS1 has decided to go to a college a bit further away and I feel its the best decision as the local one is doing nothing to allay my fears of its crapness, not phoning or providing any info. We have a meeting scheduled for next Monday, which coincides with our wedding anniversary, might even push the boat out and have a pub lunch, just got DS1 along as gooseberry.
DD1 was a brave bunny and caught the bus into the big town, which meant a change of buses. She went to the pictures with her friends. DD2 and DS2 have requested scampi and chips for tea as they are at school tomorrow.
Nearly got the books done, just need a few tweake here and there.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Glad you have college plans sorted for DS - I hope that's a weight off your mind... Keep looking after yourself...
Don't know if you have been reading the act of random kindness thread but its good for the soul
https://forums.moneysavingexpert.com/discussion/3434643Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Mmm Plum jam sounds lovely Lucielle - just right for my porridge ....Sorry about the sore back, sounds like you really work hard on your day off !Debt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! NEW Goal Debt and Mortgage Free Jan 2025.
Debt Free Diaries - TizerCat learns to stay debt free
November NSD Challenge 12/16
6 months emergency fund challenge £500/£60000 -
hope the back is easing up a bit today0
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Hope you're okay LuAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250
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