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Lucielle's daring debt free journey
Comments
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Can't wait for the signature unvieling..........:D
happy birthday for tomorrow - enjoy
Working Hard to be Debt Free - one day :A soonDFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100Total Nov07 £36000, Sep10 £1623:o:)0 -
Happy birthday!!
Now get that signature updated.........:DSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Ladies and Gentlemen.....sit down get yerselves comfy, ready for the 'great' (not that great) new sig.:j
As of today we have paid £20093.47 :j:j:j off the debt. The total now stands at £39782.36:eek::eek: with £2820:eek::eek: on overdrafts.
When I look back to this time last year cowering in the CAB office to be told that bankruptcy might be the only way forwards, I think we have done pretty well. I also had a proper job and I have managed to keep the horses. OH has been supportive and works massive amounts of hours. Think that's the end of the Oscar speech! Have a good day everybody I'm off out for a girlie lunch.
L
PS have to remember how to change my siggy.:rotfl:Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
FANTASTICO!!!!!
I had to sneak on while at work just to see if you had updated. If I get the sack.............:rotfl:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Great for you.
Enjoy your lunch
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
HOORAY !!!! WELL DONE YOU !!!!
Paying off 20k is brilliant! Is the overdraft part of the £39,782 or on top of it?
Hope you have a very happy birthday and here's to the next year.Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.620 -
:j:jWell done Lucielle :j:j
£20k in a year, that is fantastic and you've kept the boys! Go girl go.....
...and HAPPY BIRTHDAY...Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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£20,000! That is amazing Lucielle-well done to you and your hubbie-what an achievement. Have an amazing birthday-you deserve it after all your hard work. Wow-you will have cleared your debt in 2 years if you continue on the same way-and knowing you you'll have cleared the lot by next December 11th!HSBC Visa-High interest-£2349.23 Nat West £2605.18
My Overdraft-£1500
Barclaycard-1089.77
Marks and Spencer card- 3331.30 next 92.67
Total was 11066.29 now £10,968.150 -
Seaxwyn the debt and the overdraft are separate. The overdraft I am just chipping away at.
Beckseven, we won't clear as much next year as we cashed in some bonds in January otherwise we really were going to struggle.
I still find budgeting hardwork and just have to fit food shopping in when I think OH is going to get a good wage. In an ideal world money would be put aside each week. OHs wages are never the same which also makes life more interesting.
Had a lovely meal out with the girls and they paid! OH got me some new steering equipment for the horse (reins). I find it useful to be able to control the beast! I also got some lovely new Pjs from M&S which I am wearing at the moment.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
:beer: :j :beer:
What an achievement - well done you:T :T
Moments like this make all the hard graft worth it don't they. You can't beat the feeling of having knocked such a huge amount of your debt. Well done to you and your family................:TWorking Hard to be Debt Free - one day :A soonDFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100Total Nov07 £36000, Sep10 £1623:o:)0
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