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Lucielle's daring debt free journey
Comments
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siggy looks fantastic0
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Cor Taxi you were up late. Going to attmept a red cabbage recipe from MGs thread today. Not a lot else planned.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Well done Ms Lucielle on siggy's. I am going to copy you next year and show O/D's seperately. I am paying £100 of them a month which I just started recently and have never included them in my sig so I think its a good thing to start doing (previously I think I just tried to pretend they were not there!!)LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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That's the trouble with overdrafts - because they are used on a daily basis, people don't tend to consider them in the overall debt balance, because they are a "working balance". I remember when I actually added all my overdrafts onto my other debt, I think I had another little LBM there and then!!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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How right you are Hypno, we tend to 'forget' about them because they are just part of our lives.............well no more! Get behind me O/D's
LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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I'm going to increase my O/D payment to £20 per week in the New Year, which should nearly clear the ones that aren't in use. Lane is very slippy today but its a bright and very crisp morning. Only got 3 more days to work. Having roast chook for lunch and I'm going to make mince pies then they are out the way.
Tried the red cabbage thingy but not impressed, it still tastes quite bitter not sure what to add to it to save it.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
MY DH puts brown sugar in red cabbage, not too much but enough to take the sharpness of the other stuff, he's not awake yet so can't ask the exact amount.LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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So far I've lobbed in 2 desset apples, cider vinegar, honey and some brown sugar. May have to admit defeat. had to larf at the chaps today. OH had bought the chook and its a big bu&&er, normally I get the tiddly cheapo ones. Every one of the walked past and asked if we were having turkey! Back to the mince pies.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Well if nothing else you have had an adventure!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Actually it didn't taste too bad though the children went yuk! Started snowing hope it remembers to stop.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240
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