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Lucielle's daring debt free journey
Comments
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Hellooooooo, anyone missed me? Nope didn't think so. Made a very nice butternut squash risotto for tea tonight followed by copious amounts of wine. Also managed to scoff a magnum and toast yesterday. So diet not so good. Threw £100 at the debt today and finally below the 22k marker. Its all so tedious this debt busting malarkey. A 5k lottery win would be very nice. Clear the loan and free up over £300 a month.
DS1 is costing a small fortune in his social life. Unfortunately his little gardening job has come to an end so its back to the bank of mum and dad. He is off to some game fair at some gods forsaken hour in the morning and then he's got a 21st to go to. A friend is going so they will keep an eye on him. He is away tonight on a missin for young farmers, something to do with quiots (sp).
DS2 has a friend sleeping over. DD1 is off to a school fair tomorrow, I'll drop her off and maybe take the chaps swimming. Must go and tackle the rest of the wine.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
well done on the payment
life still sounds really busy....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
I missed you..lol
Well done on payments0 -
Oh the joys of teenagers & their quests for££££'s!!!!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
A bit poorly today. Have an inkling it could be to do with the wine. Have managed to stay vertical and peg out the washing. Go me.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Oh dear....as long as you enjoyed the wine xx be gentle with yourself.0
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I've finally been sent the invoice for the oil, £593.78. I've managed to put £525 away so not much to find. Hopefully got an extra shift on Friday night so a bit more cash for the pot.
Took the chaps swimming and also went myself, even though I could've given a thing that's been dead a very long time a run for its money. Felt better when I came out. Was naughty and took them out for lunch and met up with OH at the same time. Its been a funny week/end as he's started his new shifts and its taking some getting used to.
I'm hoping to change my day off to Tuesday this week, that's when OH will be off. I'll go with him to the oesteopath (sp) and then onto the cash and carry. The only problem is that DD2 has her dyslexic lesson and will require picking up. Going to ask my friend if she'll be able to bring her home.
Got parents evening on Monday night, not expecting any problems. E-bay is very quiet at the moment, not sold much all week. Off for a healthyish salad.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Well done on your weight loss Luc - how much have you lost now? Everything sounding very busy for you at the minute. Shame Ebay isnt though! xxPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
Total is 10.5lbs, still a lot to go and I haven't eaten very healthily at all this week. If I stay the same I'll be pleased.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
10.5lbs is not to be sniffed at! I gained 3lbs :eek: last week after the show - I blame the food halls and all the free samples :rotfl:Hoping to lose it again this week though! xxPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0
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