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Lucielle's daring debt free journey

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Comments

  • lucielle
    lucielle Posts: 11,590 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's a bit of a monster TBH. Weather looked a bit iffy butty today but I risked the washing and have managed to get it dry. Forecast rain tomorrow and I'm getting my hair done. Typical! DD2s birthday tomorrow as well..... think there is something else happening in the UK but can't remember.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi lucielle can completely relate to the increased fuel costs - I filled my car up today and it cost over £60 for about 47 litres - that's terrible! Luckily I now live really near my work and they owe me £90+ in expenses already.... so work will cover some of that....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • turfy6
    turfy6 Posts: 1,479 Forumite
    Part of the Furniture Combo Breaker
    Hi yes I bet your sick to the back teeth of whats happening tomorrow, were lucky and get to pick whether or not to watch sky news. I dont very often but Mr T does it would dry me nuts. I prefer good old RTE and TBH dont watch much tv anyway. Hope the hairdo is enjoyable. Im having coffee with two friends tomorrow so looking forward to that. Do need a haircut badly though, might cut my fringe before I go.:beer:
    Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
    Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)
  • lucielle
    lucielle Posts: 11,590 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Managed to make a birthday cake ready for tomorrow, got to ice it yet. Another million parcels wrapped and ready to be posted. I have no life. Only get to watch the news in the morning and 10 mins before I fall asleep.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Hey L

    I don't get time to post all the time - but do read -

    You do have a life - (()) about SOA but you're getting there

    Fuel is scary - as you know we took a few years off of fuel when we moved into town - but now back and forth between town house and stick ville = cost a lot

    I seem to be constantly at the garage - not that its any consolation but am thinking of you x
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • taxi73
    taxi73 Posts: 20,815 Forumite
    happy birthday to DD2 for tomorrow xx
  • lucielle
    lucielle Posts: 11,590 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sodding cat has scoffed birthday cake!!!!!! Probably going to buy one which really goes against the grain!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • turfy6
    turfy6 Posts: 1,479 Forumite
    Part of the Furniture Combo Breaker
    Nightmare!!:eek: Hope puss isnt sick somewhere now, kick her outside.
    Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
    Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)
  • beanielou
    beanielou Posts: 96,693 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Imagine the cat eating the cake:eek:
    Mine left6 me a rabbit this AM!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Argh L poor you - happy birthday to DD

    I agree with launching cat outside for the day!

    BTW how much is petrol with you?
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
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