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Lucielle's daring debt free journey

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Comments

  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    After all the agonising about keeping them to find out you have a gun to your head to rehome them is most awful. Hope something comes up even if its only short term.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    how much will not having the horses free up and will that be a factor in your decision about schools?

    Our daughter, an only child, went to a fee paying school. It was great for her but financially there were years when our income was less than other years which made it a struggle. As we had no other kids we didn't feel we had to "make it up" to siblings which I know other people felt.
    Do also ask if there will be help with the, frequent, extra expenses such as visits and foreign trips. Seen as integral to curriculum but pricey. Some independent schools include the cost of text and excersise books with fees and some don't. Ditto with costs of public exams. In most here your child must buy lunch with them rather than take packed lunch and then there's the cost of transport. Do get a full picture. We don't regret our decision and would do it again but had we known how our income would reduce over the period we might have organized things differently!
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • lucielle
    lucielle Posts: 11,961 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    At the moment I can't think like that because they are an expense. The way the market is I see them hanging around for a while and may just have to get rock bottom price for mine.

    School will help with travel costs but not sure about the other things. Already pay for school dinners and they are in line with them.

    Feeling ever so slightly stressed (understatment) with the whole horsey situation. OH had the farmers wife round this afternoon apologising on behalf of her husband. She doesn't know if she is going to stay with him or what else she can do to help. All her family are in another country. His family are all adopting the ostritch position. I don't feel safe going down there on my own. It was ok this morning as the other 2 brothers were about. OH came with me this evening.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • taxi73
    taxi73 Posts: 20,815 Forumite
    What an awful situation.I don't know what to suggest.Are there any horse sancturys where you are that may have any ideas?
  • lucielle
    lucielle Posts: 11,961 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just given a friend another card to put up in a feed merchants.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    big ((hugs)) to you lucielle. I hope that you are able to sort things out very soon xx
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lucielle
    lucielle Posts: 11,961 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Life is never simple. OH and I frequently ask ourselves if we will ever have a 'normal' weekend. Then the next question is 'what's normal?'
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Nope, I've no concept of that word either :o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • beanielou
    beanielou Posts: 100,655 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Everyone has a different normal me thinks.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 14 months left.
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    i've often wondered what 'normal' is.
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