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Lucielle's daring debt free journey

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Comments

  • lucielle
    lucielle Posts: 11,582 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nice sparkly oven, not so nice bathroom. Next clean bathroom and then attack DS2s drawers as he is moaning they won't shut.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,582 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Bathroom done and a happy son as he can shut his drawers.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • dawnybabes
    dawnybabes Posts: 3,508 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done you, don't suppose you'd like to clean my oven ????

    Off out swimming in a but (yes I know its -2 outside but promised DS when he was better we'd go ...)
    Sealed pot challenge 822

    Jan - £176.66 :j
  • savingholmes
    savingholmes Posts: 29,071 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi lucielle - as far as I know my kids schools are open (OH takes DD). Did you make it into work ok?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Hey just popping in hope all is well with you

    We're back at school on Wed :) but there's more ice here than any snow.

    You sound like the cleaning is going great!!!
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • lucielle
    lucielle Posts: 11,582 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Dawnybabes tempting.............but no.

    SH hopefully going in tonight. They are quite flexible.

    Fay, sick of cleaning now, off to make lasagne for tea.

    Chaps have gone sledging, due back at 2.30 to go do the nags.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • turfy6
    turfy6 Posts: 1,479 Forumite
    Part of the Furniture Combo Breaker
    Hi Lucielle and happy new year to you and yours. Only just back from Wales we were delayed with ferry crossings etc Its actually worse here weatherwise has been -8 and water has been frozen for 4 days now. Were having to travel into the village 4miles to get drinking water. We have our own pumped well but that has well and truly frozen probably worse as we werent around to use it daily.
    Hope you all had a lovely christmas, off to catch up with my diary.:beer:
    Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
    Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Plenty of cleaning going on at your end.You put me to shame.
  • lucielle
    lucielle Posts: 11,582 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Another day off for the chaps, much to their dismay (not). Managed 4 hours in work last night. OH was a star, as he was chauffuer otherwise I would've bottled it. Off to attempt to do the horses.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,582 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Horses are confined to barracks as its a white out. Threw some hay at them and filled their water buckets. Asked 1 of the chaps to lob some more in later. So proud of myself that I got down and home again. Coming up the hill didn't think we were going to make it.

    Todays list
    Broccoli and stilton soup for lunch
    Ironing
    clean top of cupboard
    Throw hoover around (should work better now its emptied)
    Ration the milk (running out)

    OH not sure if he'll get home, but has instructions and shopping list.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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