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Lucielle's daring debt free journey

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  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Has hovered at nought all day but has got a bit milder tonight. OH is in bed having a rest, I hope he doesn't get called out.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Hi L,
    How are the horses coping with the cold? Hope your OH manages to get some sleep before he's called out next! Does he work for a power supplier? (Ignore nosey question if preferred).
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi V, thanks for popping in. He works on the highways and amongst other things he drives a gritter and sorts out accidents.

    Have decided to leave the horses in as I couldn't get down. Friend has gone over and lobbed some hay at them.

    OH got called to an accident at 10pm and then had 2 runs to do and reappeared at 6.20 this morning.

    Think DS1 had a good time last night. He phoned this morning to be picked up at 2.00. Hoping OH is awake enough to do that as its uphill and down dale to get to his friends house and my nerves would be shot.

    Still getting to grips with Sage. Keep putting a bit more info in. Could do with OH to help but he is comatose.

    Loan payment came out today for £86.24 so will put that on my siggy.

    DD1 is baking, so best go and offer my help.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi Lucielle - sounds like you are getting into the whole cleaning thing. Glad DS hasd a good time. Hope OH's paypacket makes all the call outs worth it
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Weather brightened so friend went back and threw the boys out. Had to give the stables a quick flick but will get done properly tomorrow. Hopefully will get down ok.

    OH went to pick up DS1 he had a good time.

    Made 2 batches of flapjack.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Everything sounding rosy your end..hope you enjoyed the much deserved soak.
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No go again on the horse front. Friend has been phoned to do the honours and DS1 not happy as he can't go to the farm. Very grumpy when not getting his own way and I'm on a slow burn with him.

    OH got in at 6.50 abd said the roads were dire, I'd probably get down but not back up. Had more snow in the night and I think there will be more to come. Getting seriously fed up with the weather now, there really doesn't seem to be an end in sight. We have had snow since the 18th of December.

    Plans for today are to get the children to do their thankyou letters. DS1 to do revision (fat chance) he's got some exams in the middle of January. Make soup for dinner and find something for tea. Do some more on Sage as we didn't do any yesterday but sorted some listings on the ebay shop. Off to do the scratchies.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Its snowing.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you letters done.
    Ironing Done
    Washing on
    Soup cooked
    Stove lit (and going)
    Snowing on and off.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    happy new year lucielle
    sxx
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
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