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Lucielle's daring debt free journey
Comments
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Well done on the wins and paying the target card off.
Hope DD recovers soon x0 -
Up bright and early again this morning to take DD1 to her exams. Had a 2 hour look around the school which does seem fab. Maximum 20 per class but at the moment more like 12. Not at all stuck up which I was bracing myself for. Just have to wait and see what the postie brings a week on Wednesday.
I won £10 on bb and OH won £30. Very pleased as I didn't expect to win anything at the weekend as its so busy. Half of the winnings are going on the old target card to pay for the service and the other on the 'new' target card. That stood at £698.94 but have since paid £38 off. This will probably be one of the last little ones before the big bad boys come in. Feel I may lack a bit of motivation as they are going to be a long time so many kicks up the jacksy maybe required.
OH and DS1 have gone for a much needed haircut, then I think they are back hankering after the rugby.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
well done to OH getting his act together on the cards. Well done to on your wins and using them off the cards!
Hope your DD did okayAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
hi Lucille, well done on the bingo wins, my OH won zilch and i won 6.67 which i can draw out later - it all helps.
Updated my numbers today and my signature, so feels good.
Unfortunately the dishwasher has just popped very loudly, or maybe it's a bang. Just got to pursuade OH to get a new one, he's happy washing up, but it seems to have a film on it and i can't because of my hands. Maybe we'll hang out until after christmas?0 -
well done lt on your win too... my games are still playing!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
HI LT try going through Quidco or look in newsagents windows. Nightmare when you are used to having one.
SH gl gl gl gl
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
didn't win sadly
LT try freecycle too - you never knowAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
I hope next Wednesday brings the results you want. Well done on the wins but boo to the dishwasher dying. Good news on the target cards too - everything heading in the right direction generally!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Well done on the wins and the target cards. I have only got a couple of 'little' debts left before the big ones - its seems so daunting! We will get there though xxxPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
OH has gone to work which I think will make it 3 weekends on the trot. 1 week of days then back on nights. Oh deep, deep joy.
Dropped DS1 off at Young Farmers to go log chopping, hopefully they are chopping a load for us. DS2 is away at a sleep over and will appear later.
I have the joy of mucking out the girls room. If I do not report in later its because I am lost and bogged in the deep mire. Please keep on with the debt busting fight dear internet friends and do not grieve over my loss for too long (3 years would be enough).
L
PS won £10 on BB.Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240
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