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Lucielle's daring debt free journey

1153154156158159575

Comments

  • taxi73
    taxi73 Posts: 20,815 Forumite
    Well done on the wins and good luck to DD for the scholarship.
  • lucielle
    lucielle Posts: 11,582 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Won another £5 on BB. So deposited and withdrawn. Have put OHs tickets on for this afternoon. See if they do any good. Paid £15 off target card today. Slowly, slowly. I am hoping OH has fantastic wages this week then I can blitz it, put some money away for food shopping and get a few more prezzies. Also need to send my car in for a service and get the engin light sorted. It seems to be over revving.

    OH went for some physio yesterday. He has got a trapped nerve in his back. He has got lots of exercises to do so I will be reminding (nagging) him to do them.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    i've advised (told) OH that i'm going to get him registered on BB on payday so that he can have a go at winning something. He's finally joined the scratchcards thing (only 10months later than i) and i've been doing them for him.
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi lucielle - hope OH's trapped nerve gets sorted

    Congrats on another win

    Lemon tree - I now do OH bingo, scratchcards, cashback sites all sorts - he knows but is happy for me to do it!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • lucielle
    lucielle Posts: 11,582 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    OH has been signed up for scratchcards for ages. My theory didn't work and he hasn't won anything this afternoon.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,582 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I won £8 this morning. Have put OHs money on tickets for a different time in the afternoon, fingers crossed.

    Its actually not raining this morning, first time for ages. Think it will rain later though.

    Tired today, the dog woke me up wanting to go out. Apparently she had had an accident when OH got in but he didn't think to let her out.

    Another £5 paid off the card, hoping to clear it tomorrow with OHs wages. Better get ready to go to work.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,582 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 26 November 2009 at 3:43PM
    :rotfl::rotfl:I LOVE LOVE LOVE LOVE free bingo!!!!! OH has won £60!!!:beer::j:rotfl::T:A:j:rolleyes::D;). That's my target card paid and money for the childrens trips which I have to pay for very soon. Happy bunny here!!!!
    L
    :T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:rolleyes:
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Well done!! great that the kids trips are paid..................one day I will have to get my head around free bingo and such like - :)
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • turfy6
    turfy6 Posts: 1,479 Forumite
    Part of the Furniture Combo Breaker
    Well done on the bingo win:j:j,( shoots off to investigate if I can do one here)
    Tell OH to hold on to the exercise chart, I still have mine two years on and as soon as my back begins to stiffen I do them and they really do help.
    Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
    Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Ohh well done on the wins. Woo hoo.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
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