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Lucielle's daring debt free journey
Comments
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Ahh bless...he was playing hide and seek..lol0
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Bless, not what I thought when I found the hairy beast!!!! Chaps have finished for 1/2 term and I'm off work tomorrow. Yippee. Had to go and get a filling redone this morning feels a bit sore now. Sure it will pass. Paid £3 off target card, just what was left from OHs wages. He gets paid weekly and I am paid 4 weekly.
Going to make a couple of Pavlovas tomorrow, we are going to a 40th and its a pooled supper. Take the chaps riding in the morning, if the weather is nice.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
I have made 2 pavlovas, 1 to take tonight and the other for over the weekend when my sister is here. I have also made sweet potato and onion soup, which we may have for tea.
Paid £130 towards the cards and updated siggy. Nothing else happening with the debt at the moment. Trying to psche myself up for Christmas. Not happening yet.
DS1 has gone to 'play' with sheep down at the farm and the other 3 are hanging around. Managed to get hoovered up and a load of washing out I doubt it will dry but shouldn't be as long in the drier.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
All sounding lovely there...enjoy your weekend0
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Hi Lucielle, hope DD is feeling better, probably just tired as you say. I have one who has been cleaning her room for the past 4 weeks:eek: Maybe it'll get done now its half term:rotfl: They do get tired though.
Pavlova's sound yummy something Ive never tried maybe I will this week as we have friends coming over from Wales tomorrow.
My washing is soaked on the line with no prospect of getting it in or dry:rotfl:
Have a good weekend glad you found the ned, any news on the cat?Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)0 -
No news regarding the missing moggy. Think we might have to think the worst. Went out last night had a lovely evening even though we had children and I was driving! My friend left a little worse for wear and apparently she loves everybody!!!!!! Much to her childrens embarrassment. My DS2 has gone home with them for a sleep over so he might have some interesting tales to tell when I pick him up!
Had to get up and take DS1 down to the farm as he is beating today. The weather forecast is not brill.
Booked tickets for tomorrow to go and see Ice Age 3. My sister loves that kind of thing as well. Hopefully we are all going as long as OH gets caught up with his work in his shed.
Children are all 'What are we doing today?' 'Eeerm nothing!' Did suggest mucking out their bedroom but before I had finished the sentance they had disappeared.
Only 10ps on the scratchies, still its better off in my pocket.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Hi Lucielle - just caught up on your diary.
Glad you decided to prosecute! I think it was the right decision.
Sorry about the missing cat.... I know it is not the same but our hamster did a runner once and we never found it. My DD is 6 and still believes we will find it one day.
I've already congratulated you on your scratchcard win - but still - amazing. I always thought they were for show those £500! Glad you got something you needed with it and didn't use all of it for debt. We need things to keep us going sometimes.
I love your OH's trick - he did it well didn't he! Glad you are having some social life too! Enjoy Ice Age 3 tomorrow! Hope you have a good weekAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
I too have just done a proper catch up L, so well done on deciding to prosecute - definately the right decision although no doubt it's going to be a tough one too. Massive congratulations on the scratchy win - that's superb! well done on throwing it at the target card too - that must make a difference to the overall picture? Sorry to hear about the cat - don't give up hope totally though as you do hear stories about them returning a long while down the line. Thankfully the most ours has ever gone for is about 36 hours - we think she got locked in somewhere.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
All ready had victimn support on for DS1. They are sending some info re compensation and if he wants to talk to them he can. All the staff we have seen, at the hospital both dentists have been marvallous and I cannot praise them enough. However the Police have been awful to the point of useless. It was noticeable how 'helpful' they were. They made my DS feel as if he had committed a crime.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Enjoy your weekend..sounds fun.
Sorry to hear the police haven't been much use but am not surprised as we hear this all the time!!!0
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